309 Seneca Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 309 Seneca Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	750 sqft · built 1949
Lot Size	0.279 acres (12,171 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Sep 2019)
Tax Bill	$8,792 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00330-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`10-00330-0000-00002`
Alternative APN	`100033000002`

Interior

Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	12,171 sqft (0.279 acres)
Lot Dimensions	162 ft deep x 75 ft wide

Location & Zoning

Street Address	309 SENECA AVE
City	MIDDLESEX
State	NJ
Zip	08846-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	75X162.26
Legal Subdivision	BOROUGH/MIDDLESEX
Legal Block	330
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2009
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 SENECA AVE, MIDDLESEX, NJ 08846-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 24, 2019	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	201978356
Deed Book / Page	17659 / 1071
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	309 SENECA AVE, MIDDLESEX, NJ 08846-2346
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SENECA AVE, MIDDLESEX, NJ 08846-2346

Mortgage

Document Number	0000082989
Date	Sep 23, 2022
Book Page	19045/195
Instrument	2022082989

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	309 SENECA AVE, MIDDLESEX, NJ 08846-2346
Document Number	0000105613
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SENECA AVE MIDDLESEX NJ 088462346, MIDDLESEX, NJ 08846-2346

Mortgage

Document Number	0000105613
Date	Oct 27, 2020
Book Page	018097/000466
Instrument	105613

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 24, 2019
Property Address	309 SENECA AVE, MIDDLESEX, NJ 08846-2346
Document Number	0000078356
Book / Page	017629 / 001071
Instrument Date	Sep 18, 2019
Instrument	78356
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SENECA AVE MIDDLESEX NJ 088462346, MIDDLESEX, NJ 08846-2346

Mortgage

Document Number	78357
Date	Sep 24, 2019
Book Page	017629/001077
Instrument	78357

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,900 (+8.01%) Land $149,200 Building $298,700	$447,900 (+8.01%) Land $149,200 Building $298,700
2025	$8,792.00 (-0.03%)	$414,700 (+9.1%) Land $149,200 Building $265,500	$414,700 (+9.1%) Land $149,200 Building $265,500
2024	$8,795.00 (+5.86%)
2023		$380,100 Land $149,200 Building $230,900	$380,100 Land $149,200 Building $230,900
2022	$8,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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