320 S Ring St, Virden, IL 62690 Property Records

Macoupin County property record for 320 S Ring St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,735 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (May 2017)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	May 2017 Sale May 2017 Sale & Mortgage
APN	`04-09-437-005`

Property Details

APN / Parcel Number

Primary APN	`04-09-437-005`
Alternative APN	`08-002-368-00`

Exterior

Lot Area	10,735 sqft (0.25 acres)
Lot Dimensions	113 ft deep x 96 ft wide

Location & Zoning

Street Address	320 S RING ST
City	VIRDEN
State	IL
Zip	62690-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SCHIEN SUBD #2 96 X 96.58 X 113.4 X 95 04-09-437-005
Legal Subdivision	SCHIEN SUBD
Legal Lot Number	20
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1016
Census Tract	956100

Owner

Source: Macoupin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 S RING ST, VIRDEN, IL 62690-1671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed, Transfer
May 15, 2017	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	May 20, 2016
Deed Document Number	2017561416
Record Updated	Oct 29, 2026

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 15, 2017
Property Address	320 S RING ST, VIRDEN, IL 62690-1671
Document Number	561416
Instrument Date	Apr 12, 2017
Instrument	561416
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S RING ST, VIRDEN, IL 62690-1671

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 15, 2017
Property Address	320 S RING ST, VIRDEN, IL 62690-1671
Document Number	561416
Instrument Date	Apr 12, 2017
Instrument	561416
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S RING ST, VIRDEN, IL 62690-1671

Mortgage

Document Number	561417
Date	May 15, 2017
Instrument	561417

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00 (+3.59%)	$43,138 (+7%) Land $3,545 Building $39,593	$129,414 (+7%) Land $10,635 Building $118,779
2024	$2,840.00 (+11.07%)	$40,316 (+15.56%) Land $3,313 Building $37,003	$120,948 (+15.56%) Land $9,939 Building $111,009
2022	$2,557.00 Homeowner's exemption	$34,888 Land $2,867 Building $32,021	$104,664 Land $8,601 Building $96,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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