129 S Ring St, Virden, IL 62690 Property Records

Macoupin County property record for 129 S Ring St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.326 acres (14,183 sqft)
Owner	Individual Name on Record
Last Sale	$126,616 (Aug 2025)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2020 Mortgage
APN	`04-09-432-012`

Property Details

APN / Parcel Number

Primary APN	`04-09-432-012`
Alternative APN	`08-001-965-00`

Exterior

Lot Area	14,183 sqft (0.326 acres)
Lot Dimensions	215 ft deep x 65.7 ft wide

Location & Zoning

Street Address	129 S RING ST
City	VIRDEN
State	IL
Zip	62690-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & N 7.87' LOT 3 JOHN ROTHS SUBD 65.74 X 215.75 04-09-432-012
Legal Subdivision	JOHN ROTHS SUBD
Legal Lot Number	2-3
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1012
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 S RING ST, VIRDEN, IL 62690-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	2025619065
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 12, 2023
Property Address	129 S RING ST, VIRDEN, IL 62690-1551
Document Number	0000606159
Instrument Date	Jul 11, 2023
Instrument	606159
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 S RING ST, VIRDEN, IL 62690-1551

Mortgage

Document Number	0000606160
Date	Jul 12, 2023
Instrument	606160

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	129 S RING ST, VIRDEN, IL 62690-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584209
Date	Aug 6, 2020
Instrument	584209

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+5.18%)	$21,882 (+7%) Land $4,476 Building $17,406	$65,646 (+7%) Land $13,428 Building $52,218
2024	$1,196.00 (+15.56%)	$20,450 (+15.56%) Land $4,183 Building $16,267	$61,350 (+15.56%) Land $12,549 Building $48,801
2022	$1,035.00 Homeowner's exemption	$17,697 Land $3,620 Building $14,077	$53,091 Land $10,860 Building $42,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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