Stephens County property record for 320 S Pond St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1940 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000 (Jun 2020) |
| Tax Bill | $107 (2025) |
| Deeds & Mortgages | Jun 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | T20 174 |
| Primary APN | T20 174 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Masonry |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Gentle Slope |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 645400 |
|---|---|
| Street Address | 320 S POND ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-III |
| Legal Description | PT LOTS 1, 2 & 3 F A MABRY S/D |
| Legal Subdivision | F A MABRY S/D |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 970301 |
320 S Pond St is owned by an individual who bought it in June 2020.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 533 DEFOOR RD, TOCCOA, GA 30577-8164 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on File |
| Deed Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 0001213477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 24, 2020 |
| Property Address | 320 S POND ST, TOCCOA, GA 30577 |
| Document Number | 0012130477 |
| Book / Page | 001213 / 000477 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 DEFOOR RD TOCCOA GA 305778164, TOCCOA, GA 30577-8164 |
The 2025 property tax bill for 320 S Pond St was $107.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107.00 | $3,084 Land $1,744 Building $1,340 | $7,709 Land $4,360 Building $3,349 |
| 2023 | $109.00 | $3,084 (-) Land $1,744 Building $1,340 | $7,709 (-) Land $4,360 Building $3,349 |
| 2022 | $109.00 | $3,084 Land $1,744 Building $1,340 | $7,709 Land $4,360 Building $3,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 S Pond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S Pond St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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