Stephens County property record for 291 S Pond St, Toccoa, GA 30577
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5,184 sqft · built 1965 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Company Name on Record |
| Last Sale | $741,800 (Oct 2023) |
| Tax Bill | $4,826 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T20 203 |
| Primary APN | T20 203 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,184 sqft Total Area |
| 2nd Floor Area | 2,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 13,939 sqft (0.319 acres) |
| Terrain | Gentle Slope |
| Patio Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 640650 |
|---|---|
| Street Address | 291 S POND ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5814 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-III |
| Legal Description | PT LOT 1 BLK 66 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 66 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 67 AVALON TOP PT, CLAYTON, GA 30525-3194 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK |
| Jan 25, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Jan 19, 2018 · Amount on Record |
| Deed Document Number | 0001346419 |
| Deed Book / Page | 1346 / 419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 23, 2023 |
| Property Address | 291 S POND ST, TOCCOA, GA 30577-5814 |
| Document Number | 0013460419 |
| Book / Page | 1346 / 419 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 AVALON TOP PT, CLAYTON, GA 30525-3194 |
| Investor | Possibly a Property Investor |
| Document Number | 0013460000000422 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 0000001346/0000000422 |
| Name | RABUN COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 25, 2018 |
| Property Address | 291 S POND ST, TOCCOA, GA 30577-5814 |
| Document Number | 0011410257 |
| Book / Page | 001141 / 000257 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,826.00 (-2.15%) | $138,345 (-) Land $2,925 Building $135,420 | $345,864 (-) Land $7,313 Building $338,551 |
| 2024 | $4,932.00 (+37.15%) | $138,345 (+36.05%) Land $2,925 Building $135,420 | $345,864 (+36.05%) Land $7,313 Building $338,551 |
| 2023 | $3,596.00 (+153.06%) | $101,687 (+153.06%) Land $2,925 Building $98,762 | $254,217 (+153.06%) Land $7,313 Building $246,904 |
| 2022 | $1,421.00 | $40,183 Land $2,925 Building $37,258 | $100,458 Land $7,313 Building $93,145 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures