320 S Maple St, Waterman, IL 60556 Property Records

DeKalb County property record for 320 S Maple St, Waterman, IL 60556 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	9,900 sqft (0.227 acres)
Occupancy	Owner Occupied
Tax Bill	$3,314.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-15-307-003`

Exterior

Lot Area	9,900 sqft (0.227 acres)
Depth X Width	150 ft x 66 ft Depth x Width

Location & Zoning

Account Number	1415307003
Street Address	320 S MAPLE ST
City	WATERMAN
State	IL
Zip	60556-7216
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CONGDON FARM PLAT - S 66 FT N 198 FT W 150 FT OF THE PART OF LOT B EAST OF VERMONT STREET
Legal Subdivision	CONGDON FARM
Legal Lot Number	B
Jurisdiction	DE KALB IL
Minor Civil Division	CLINTON
Census Blockgroup	2
Census Block	2075
Census Tract	1800

Owner

Source: DeKalb County records · APN 14-15-307-003

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 S MAPLE ST, WATERMAN, IL 60556-7216
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	320 S MAPLE ST, WATERMAN, IL 60556-7216
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014904
Date	Nov 16, 2021
Instrument	2021014904

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,192 (+22.12%) Land $11,876 Building $48,316	$180,576 (+22.12%) Land $35,628 Building $144,948
2024	$3,314.00
2023		$49,288 Land $9,724 Building $39,564	$147,864 Land $29,172 Building $118,692

Flood & Wildfire

320 S Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · DeKalb County (17037C), updated January 2, 2009

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 1st percentile of exposed land nationally · 6th in Illinois
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.