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305 S Maple St, Waterman, IL 60556 Property Records

DeKalb County property record for 305 S Maple St, Waterman, IL 60556 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.236 acres (10,296 sqft)
Owner2 Individual Names on File
Last Sale$191,000 (Aug 2026)
Tax Bill$2,593 (2024)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-15-306-006

Property Details

APN / Parcel Number

Primary APN14-15-306-006

Exterior

Lot Area10,296 sqft (0.236 acres)
Lot Dimensions156 ft deep x 66 ft wide

Location & Zoning

Account Number1415306006
Street Address305 S MAPLE ST
CityWATERMAN
StateIL
Zip60556-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONGDONS ADDITION - LOT 1 - BLOCK 5
Legal SubdivisionCONGDONS ADDITION
Legal Block5
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionCLINTON
Census Block Group2
Census Block2076
Census Tract1800

Owner

Source: DeKalb County records · APN 14-15-306-006

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address535 E NEW YORK ST, AURORA, IL 60505-3554
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2026 · Amount on Record
Deed SaleAug 04, 2026 · Amount on Record
Prior SaleOct 24, 2005
Deed Document Number20266843
Prior Transfer DateSep 24, 2007
Prior Transfer Doc0000018492
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 04, 2026
Property Address305 S MAPLE ST, WATERMAN, IL 60556-7215
Document Number0000006843
Instrument DateJun 08, 2026
Instrument20266843
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$28,936.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address535 E NEW YORK ST, AURORA, IL 60505-3554
InvestorPossibly a Property Investor

Mortgage

Document Number0000006844,
DateAug 04, 2026
Instrument20266844
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.63%
Max Rate-1%

Mortgage

Document Number0000006845,
DateAug 04, 2026
Instrument20266845
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2036
Interest
Rate63%
Max Rate-1%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionClinton Township
MunicipalityWaterman Village
Unified School DistrictIndian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$44,195 (+22.12%) Land $12,350 Building $31,845$132,585 (+22.12%) Land $37,050 Building $95,535
2024$2,593.00
2023$36,190 Land $10,113 Building $26,077$108,570 Land $30,339 Building $78,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370018002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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