320 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 320 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,724 sqft
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2020)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-350-019-00`

Property Details

APN / Parcel Number

Primary APN	`55-350-019-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,724 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft

Exterior

Exterior Material	Stucco
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	178 ft deep x 101 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 12 BLOCK 3 ALSO E 1/2 LOT 13 BLOCK 3 THOMPSON'S ADDITION
Legal Subdivision	THOMPSONS ADD
Legal Block	3
Legal Lot Number	12-13
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4017
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 S Main St is owned and occupied by an individual who bought it in May 2020.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	320 S MAIN ST, PLAINWELL, MI 49080-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Jan 8, 2004 · Amount on File
Deed Book / Page	4463 / 751
Prior Transfer Date	Dec 31, 2003
Prior Transfer Doc	2616000073
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	320 S MAIN ST, PLAINWELL, MI 49080-1639
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004925/956
Date	Mar 13, 2024
Book Page	4925/956
Instrument	2024003074

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	320 S MAIN ST, PLAINWELL, MI 49080-1639
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MAIN ST, PLAINWELL, MI 49080-1639

Mortgage

Document Number	004664/133
Date	Aug 27, 2021
Book Page	4664/133

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 19, 2020
Property Address	320 S MAIN ST, PLAINWELL, MI 49080-1639
Document Number	004463/751
Book / Page	4463 / 751
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 S MAIN ST, 320, PLAINWELL, MI 49080-1639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 MIDIAKES PIAINWEII, PLAINWELL, MI 49080

Mortgage

Document Number	0004463753
Date	May 19, 2020
Instrument	4463/753

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 S Main St was $4,996 with a homeowner's exemption.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 Land $16,700 Building $96,200	$225,800 Land $33,400 Building $192,400
2025	$4,996.00
2023		$107,000 Land $16,700 Building $90,300	$214,000 Land $33,400 Building $180,600
2022	$4,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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