309 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 309 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,900 (Sep 2015)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-410-061-00`

Property Details

APN / Parcel Number

Primary APN	`55-410-061-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,046 sqft
Basement Area	763 sqft
Unfinished Basement	763 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 61 SEC 29 WOODHAM'S SECOND ADDITION SOMETIMES REFERRED TO AS O.P..
Legal Subdivision	WOODHAMS SECOND ADD
Legal Lot Number	61
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	1
Census Block	1025
Census Tract	32100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 S MAIN ST, PLAINWELL, MI 49080-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Dec 12, 2007 · Amount on Record
Deed Book / Page	3960 / 516
Last Transfer Date	Aug 15, 2025
Transfer Doc	005061/563
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	309 S MAIN ST, PLAINWELL, MI 49080-1638
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S MAIN ST, PLAINWELL, MI 49080-1638

Mortgage

Document Number	004681/764
Date	Oct 12, 2021
Book Page	4681/764

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (+2.05%) Land $10,900 Building $63,900	$149,600 (+2.05%) Land $21,800 Building $127,800
2025	$2,495.00 (+2.17%) Homeowner's exemption	$73,300 (+24.45%) Land $10,900 Building $62,400	$146,600 (+24.45%) Land $21,800 Building $124,800
2024	$2,442.00 (+10.7%)
2023		$58,900 Land $10,900 Building $48,000	$117,800 Land $21,800 Building $96,000
2022	$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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