320 S Constantine St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 320 S Constantine St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,736 sqft · built 1900
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Nov 2020)
Tax Bill$1,937 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-399-009-00

Property Details

APN / Parcel Number

Primary APN051-399-009-00

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,008 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions268 ft deep x 61 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 S CONSTANTINE ST
CityTHREE RIVERS
StateMI
Zip49093-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCOM C/L CONSTANTINE ST 135.59 FT NLY OF N LN OF LAFAYETTE ST TH S 89D 24M 54S E 271.48 FT TH S 59.57 FT TH W TO C/L CONSTANTI
Legal Range11W
Legal Township06S
Legal Section19
Legal SubdivisionCITY OF THREE RIVERS
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2004
Census Tract40300

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 S CONSTANTINE ST, THREE RIVERS, MI 49093-2502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Document Number20207625
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 17, 2020
Property Address320 S CONSTANTINE ST, THREE RIVERS, MI 49093-2502
Document Number2020007625
Instrument DateNov 5, 2020
Instrument2020007625
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 S CONSTANTINE ST, 320, THREE RIVERS, MI 49093-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 N MAIN ST, THREE RIVERS, MI 49093-1425

Mortgage

DateNov 17, 2020
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Change FrequencyQuarterly
Index1-Year CMT

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,400 (+37.7%)$184,800 (+37.7%)
2025$1,937.00 (-25.3%) Homeowner's exemption
2023$67,100 Land $2,400 Building $64,700$134,200 Land $4,800 Building $129,400
2022$2,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20

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