318 S Constantine St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 318 S Constantine St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,588 sqft · built 1910
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Nov 1997)
Tax Bill$2,159 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN051-399-008-00

Property Details

APN / Parcel Number

Primary APN051-399-008-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,588 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions272 ft deep x 59 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address318 S CONSTANTINE ST
CityTHREE RIVERS
StateMI
Zip49093-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionCOM 283.8 FT (REC 4.3 CHNS) S OF INT C/L CONSTANTINE ST W/ N LN SEC 19 T6W R11W TH S 04D 52M W ALG SD ST 56.42 FT TH S 89D 24
Legal Range11W
Legal Township06S
Legal Section19
Legal SubdivisionCITY OF THREE RIVERS
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2004
Census Tract40300

Owner

318 S Constantine St is owned and occupied by an individual who bought it in November 1997.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address318 S CONSTANTINE ST, THREE RIVERS, MI 49093-2502
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 1997 · Amount on File
Deed SaleNov 21, 1997 · Amount on File
Prior SaleOct 27, 1994 · Amount on File
Deed Book / Page814 / 367
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address318 S CONSTANTINE ST, THREE RIVERS, MI 49093-2502
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1937/0443
DateNov 1, 2018
Book Page1937/0443
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 318 S Constantine St was $2,159 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,800 Land $5,200 Building $84,600$179,600 Land $10,400 Building $169,200
2025$2,159.00 Homeowner's exemption
2023$65,600 Land $2,400 Building $63,200$131,200 Land $4,800 Building $126,400
2022$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 S Constantine St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 S Constantine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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