320 S 16th St, Waco, TX 76701 Property Records

McLennan County property record for 320 S 16th St, Waco, TX 76701

Property Summary

Property TypeCommercial
Details8,000 sqft · built 1950
Lot Size0.758 acres (33,000 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Sep 2014)
Tax Bill$6,852 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone AE (high risk)
APN48-027900-002600-0

Property Details

APN / Parcel Number

Primary APN48-027900-002600-0
Alternative APNs
  • 4802790000260000111
  • 181310

Interior

Stories1 Story
Building Area8,000 sqft Gross Area
1st Floor Area8,000 sqft
FlooringTile

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick Veneer
Construction TypeConcrete
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area33,000 sqft (0.758 acres)
Lot Dimensions165 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address320 S 16TH ST
CityWACO
StateTX
Zip76701-1708
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeM3
Legal DescriptionMANN SUB LOT 8 9 10 & 11 BLOCK 7 ACRES .7576
Legal SubdivisionMANN SUB
Legal Block7
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2095
Census Tract100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 S 16TH ST, WACO, TX 76701-1708
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2014 · Amount on Record
Deed SaleSep 5, 2014 · Amount on Record
Deed Document Number201426852
Record UpdatedOct 29, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address320 S 16TH ST, WACO, TX 76701-1708
Document Number0000031825
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 23630 WACO TX 767023630, WACO, TX 76702-3630

Mortgage

Document Number0000031825
DateSep 23, 2019
Instrument31825
Lender
NameCOMMUNITY BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term24 Months
DueSep 22, 2021
Interest
Rate6%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,871 (-10.47%) Land $115,500 Building $157,371$272,871 (-10.47%) Land $115,500 Building $157,371
2025$6,852.00 (-0.32%)$304,780 (-) Land $115,500 Building $189,280$304,780 (-) Land $115,500 Building $189,280
2024$6,874.00 (+0.61%)
2023$304,780 Land $115,510 Building $189,270$304,780 Land $115,510 Building $189,270
2022$6,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1989–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on S 16th St

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