320 Ryder Cup Cir, Unit 201, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 320 Ryder Cup Cir, Unit 201, Saint Augustine, FL 32092

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,136 sqft · built 2005
Owner	2 Company Names on File
Last Sale	$246,500 (Sep 2024)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028220-7223`

Property Details

APN / Parcel Number

Primary APN	`028220-7223`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	27 Units
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005

Location & Zoning

Street Address	320 RYDER CUP CIR, 201
City	SAINT AUGUSTINE
State	FL
Zip	32092-4712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LEGENDS AT ST JOHNS CONDO PH 3 (OR1993/1091 & 2754/157) BLDG 7 UN 201 (C202) OR6017/180 & 6036/195(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	LEGENDS AT ST JOHNS BLDG 7
Legal Phase	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	20908

Owner

320 Ryder Cup Cir, Unit 201 is owned by a company that acquired it in October 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	219 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	202471007
Deed Book / Page	6017 / 180
Last Transfer Date	Oct 8, 2024
Transfer Doc	0060360195
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2019
Property Address	320 RYDER CUP CIR UNIT 201, 201, SAINT AUGUSTINE, FL 32092-4712
Document Number	0046671247
Book / Page	4667 / 1247
Map Reference	MB 1993 PG 1091
Instrument Date	Jan 11, 2019
Instrument	2019003212
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 NORTHSIDE DR, 419, MADISON, TN 37115-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RYDER CUP CIR, SAINT AUGUSTINE, FL 32092-4710

Mortgage

Document Number	2019003213
Date	Jan 15, 2019
Instrument	2019003213

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 320 Ryder Cup Cir, Unit 201 was $2,899, down 4.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,270 (-) Building $215,270	$215,270 (-) Building $215,270
2025	$2,899.00 (-4.61%)	$215,270	$215,270
2024	$3,039.00 (+141.57%)
2023	$1,258.00 (+3.28%) Homeowner's exemption	$138,503 (+3%)	$242,349 (+18.83%)
2022	$1,218.00 Homeowner's exemption	$134,469	$203,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Ryder Cup Cir, Unit 201 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Ryder Cup Cir, Unit 201 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20