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320 Ryder Cup Cir, Unit 106, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 320 Ryder Cup Cir, Unit 106, Saint Augustine, FL 32092

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 896 sqft · built 2005
OwnerIndividual Name on File
Last Sale$138,500 (Oct 2018)
Tax Bill$2,247 (2025)
Deeds & MortgagesFeb 2023 Transfer
Feb 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN028220-7111

Property Details

APN / Parcel Number

Primary APN028220-7111

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units27 Units
Building Area896 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005

Location & Zoning

Street Address320 RYDER CUP CIR, 106
CitySAINT AUGUSTINE
StateFL
Zip32092-4711
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLEGENDS AT ST JOHNS CONDO PH 3 (OR1993/1091 & 2754/157) BLDG 7 UN 106 (A101) OR5702/1627(P/R) & 5702/1630(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionLEGENDS AT ST JOHNS BLDG 7
Legal Phase3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address462 ALBANY BAY BLVD, SAINT JOHNS, FL 32259-9429
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 1, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 23, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 20, 2018Grant Deed, Foreclosure
ISLAND TITLE/STATE AUGUSTINE LLC
Mar 27, 2017Warranty Deed, Transfer
LANDMARK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2018 · Amount on File
Deed SaleOct 23, 2018 · Amount on File
Prior SaleAug 20, 2018 · Amount on File
Deed Document Number201876369
Deed Book / Page4630 / 266
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 1, 2023
Property Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711
Document Number0057021627
Book / Page5702 / 1627
Map ReferenceMB 1993 PG 1091
Instrument DateJan 25, 2023
Instrument2023008058
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13800 EGRETS NEST DR APT 1819, 1819, JACKSONVILLE, FL 32258-4249

Transferred To (Grantee/Buyer)

NameVerified Name

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 1, 2023
Property Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711
Document Number0057021630
Book / Page5702 / 1630
Map ReferenceMB 1993 PG 1091
Instrument DateJan 9, 2023
Instrument2023008059
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9 RANMERE WAY, SAINT AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 23, 2018
Property Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711
Document Number0046300266
Book / Page4630 / 0266
Map ReferenceMB1993 PG1091
Instrument DateOct 19, 2018
Instrument2018076369
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyESTATES TITLE OF ST AUGUSTIN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1255 PONCE ISLAND DR, 1255, SAINT AUGUSTINE, FL 32095-1601

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RYDER CUP CIR, SAINT AUGUSTINE, FL 32092-4710

Mortgage

Document Number2018076370
DateOct 23, 2018
Instrument2018076370
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

August 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 20, 2018
Property Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711
Document Number0045990732
Book / Page004599 / 000732
Instrument DateAug 20, 2018
Instrument60195
Transaction TypeForeclosure
Record UpdatedAug 29, 2018
Title CompanyISLAND TITLE/STATE AUGUSTINE LLC

Transaction

AmountAmount on Record
Tax$801.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1255 PONCE ISLAND DR #755 ST AUGUSTINE FL 320951619, 755, ST AUGUSTINE, FL 32095-1619

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 27, 2017
Property Address320 RYDER CUP CIR UNIT 106, 106, SAINT AUGUSTINE, FL 32092-4711
Document Number0043490255
Book / Page004349 / 000255
Instrument DateMar 21, 2017
Instrument20826
Transaction TypeTransfer
Record UpdatedApr 5, 2017
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
Tax$749.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address320 RYDER CUP CIR #106 ST AUGUSTINE FL 320924711, 106, ST AUGUSTINE, FL 32092-4711

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,860 (-) Building $166,860$166,860 (-) Building $166,860
2025$2,247.00 (+5.25%)$166,860 (-6.35%)$166,860 (-6.35%)
2024$2,135.00 (-5.57%)
2023$2,261.00 (+501.33%)$178,169 (+190.07%)$178,169 (+44.15%)
2022$376.00 Homeowner's exemption Widower's exemption$61,423$123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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