Clinton County and Saranac Town property record for 320 Ryan Rd, Saranac, NY 12981
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,124 sqft · built 1949 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,727 (2026) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 202.-3-31 |
| Primary APN | 094489 202.-3-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Upper Floors Area | 180 sqft |
| Attic | Attic |
| Attic Area | 180 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 320 RYAN RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 31.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RYAN RD, SARANAC, NY 12981-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2020 |
| Transfer Doc | 0000309568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Aug 24, 2020 |
| Property Address | 320 RYAN RD, SARANAC, NY 12981-3443 |
| Document Number | 0000309568 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 309568 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 RYAN RD SARANAC NY 129813443, SARANAC, NY 12981-3443 |
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,727.00 (+2%) | ||
| 2025 | $909.00 | $113,000 (-) Land $32,300 Building $80,700 | $122,400 (+8.32%) Land $34,987 Building $87,413 |
| 2023 | $113,000 Land $32,300 Building $80,700 | $113,000 Land $32,300 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
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