Clinton County and Saranac Town property record for 308 Ryan Rd, Saranac, NY 12981
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1977 |
| Lot Size | 77 acres (3,354,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,102 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 094489 202.-3-25.1 |
| Primary APN | 094489 202.-3-25.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 3,354,120 sqft (77 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 308 RYAN RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 3 |
| Legal Lot Number | 25.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 103800 |
308 Ryan Rd, a rural home, is owned and occupied by an individual.
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 RYAN RD, SARANAC, NY 12981-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 308 Ryan Rd was $4,102 with a homeowner's exemption, up 199.9% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,102.00 (+199.85%) Homeowner's exemption | ||
| 2025 | $1,368.00 | $170,000 Land $81,000 Building $89,000 | $184,100 Land $87,718 Building $96,382 |
| 2023 | $170,000 Land $81,000 Building $89,000 | $170,000 Land $81,000 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Ryan Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 308 Ryan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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