Cabarrus County property record for 320 Royal Windsor Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,127 sqft · built 2014 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Oct 2018) |
| Tax Bill | $2,850 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10025B0005.000000 |
| Primary APN | 10025B0005.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,127 sqft Living Area |
| Gross Area | 3,771 sqft |
| 1st Floor Area | 1,348 sqft |
| Upper Floors Area | 1,779 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 864 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 100 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 126798 |
|---|---|
| Street Address | 320 ROYAL WINDSOR DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 5 WYNDHAM ESTATES |
| Legal Subdivision | WYNDHAM ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 41603 |
320 Royal Windsor Dr is owned and occupied by two individuals who acquired it in November 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 14, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK |
| May 1, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Book / Page | 13248 / 212 |
| Last Transfer Date | Nov 8, 2019 |
| Transfer Doc | 13840173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016180210 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 16180/210 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014816306 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 14816/306 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0013840173 |
| Book / Page | 13840 / 0173 |
| Map Reference | MB 57 PG 68 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 ROYAL WINDSOR DR, 320, MIDLAND, NC 28107-9066 |
| Name | Verified Name |
|---|---|
| Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0013840176 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 13840/176 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 30, 2018 |
| Property Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0013248212 |
| Book / Page | 13248 / 0212 |
| Map Reference | MB63 PG5 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2212 E WILLIAMS FIELD RD STE 215, 2212, GILBERT, AZ 85295-0774 |
| Name | Verified Name |
|---|---|
| Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0013248216 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 13248/216 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 1, 2018 |
| Property Address | 320 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 12980156 |
| Book / Page | 012980 / 000156 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 10132 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $306.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2212 E WILLIAMS FIELD RD #215 GILBERT AZ 852950774, 215, GILBERT, AZ 85295-0774 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,680 (-) Land $107,000 Building $398,680 | ||
| 2025 | $505,680 Land $107,000 Building $398,680 | ||
| 2024 | $505,680 (+70.35%) Land $107,000 Building $398,680 | ||
| 2023 | $2,850.00 | $296,840 Land $52,500 Building $244,340 | $296,840 Land $52,500 Building $244,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Royal Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Royal Windsor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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