Cabarrus County property record for 313 Royal Windsor Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,298 sqft · built 2010 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jun 2015) |
| Tax Bill | $2,623 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10025B0016.000000 |
| Primary APN | 10025B0016.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 3,086 sqft |
| 1st Floor Area | 984 sqft |
| Upper Floors Area | 1,314 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 249 ft deep x 121 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 216 sqft |
| Patio Area | 144 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 120187 |
|---|---|
| Street Address | 313 ROYAL WINDSOR DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 16 WYNDHAM ESTATES |
| Legal Subdivision | WYNDHAM ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 41603 |
313 Royal Windsor Dr is owned and occupied by two individuals who acquired it in December 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Dec 29, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Prior Sale | Jun 24, 2011 · Amount on File |
| Deed Book / Page | 11461 / 266 |
| Last Transfer Date | Dec 18, 2017 |
| Transfer Doc | 0000128263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0000179581 |
| Book / Page | 17958 / 1 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20269587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | DO NO USE, CARRINGTON MORTGAGE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0000009587, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 17958/1 |
| Instrument | 20269587 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0016137240 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 16137/240 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | FINKSBURG, MD 21048 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 14267334 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 ROYAL WINDSOR DR MIDLAND NC 281079066, MIDLAND, NC 28107-9066 |
| Document Number | 14267334 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 014267/000334 |
| Instrument | 19184 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 313 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 128263 |
| Book / Page | 012826 / 000003 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 33510 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 ROYAL WINDSOR DR MIDLAND NC 281079066, MIDLAND, NC 28107-9066 |
| Document Number | 128266 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 012826/000006 |
| Instrument | 33511 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,000 (-) Land $107,000 Building $333,000 | ||
| 2025 | $440,000 Land $107,000 Building $333,000 | ||
| 2024 | $440,000 (+61.05%) Land $107,000 Building $333,000 | ||
| 2023 | $2,623.00 | $273,200 Land $52,500 Building $220,700 | $273,200 Land $52,500 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Royal Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Royal Windsor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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