320 Rotanzi St, Ramona, CA 92065 Property Records

San Diego County property record for 320 Rotanzi St, Ramona, CA 92065

Property Summary

Property Type	Multi-Family Dwellings
Details	1,746 sqft · built 2000
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jul 2010)
Tax Bill	$5,019 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-211-01-00`

Property Details

APN / Parcel Number

Primary APN	`282-211-01-00`

Interior

Units	2 Units
Building Area	1,746 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	320 ROTANZI ST
City	RAMONA
State	CA
Zip	92065-3042
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMV4
Legal Description	LOT 24 TR 002155
Legal Subdivision	RAMONA ACRES
Legal Tract	002155
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2052
Census Tract	20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18369 CHABLIS RD, RAMONA, CA 92065-7026
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Mar 3, 2003 · Amount on Record
Deed Document Number	2010386110
Prior Transfer Date	Jan 18, 2005
Prior Transfer Doc	0000295728
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	320 ROTANZI ST, RAMONA, CA 92065-3042
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18369 CHABLIS RD, RAMONA, CA 92065-7026

Mortgage

Document Number	0000626047
Date	Sep 2, 2021
Instrument	2021-0626047

Lender

Name	HOME BANK OF CALIFORNIA
Type	Bank
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,005 (+2%) Land $280,955 Building $163,050
2025	$5,019.00 (+12.84%)	$435,300 (+4.04%) Land $275,447 Building $159,853
2023	$4,448.00 (-6.53%)	$418,399 Land $264,752 Building $153,647
2022	$4,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20