148 Rotanzi St, Ramona, CA 92065 Property Records

San Diego County property record for 148 Rotanzi St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1962
Lot Size	0.477 acres (20,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2019)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-192-14-00`

Property Details

APN / Parcel Number

Primary APN	`282-192-14-00`
Alternative APN	`2821907300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	975 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	20,792 sqft (0.477 acres)

Location & Zoning

Old Parcel Number	2821907300
Street Address	148 ROTANZI ST
City	RAMONA
State	CA
Zip	92065-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMV3
Legal Description	SEC 21-13-1E NWLY 116.67 FT OF PAR 126 OF MISC MAP 372 IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	21
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2027
Census Tract	20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 ROTANZI ST, RAMONA, CA 92065-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Quit Claim Deed, Transfer ALTERRA HM LNS
Feb 25, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Feb 25, 2019	Grant Deed, Transfer · Conventional with PMI ALTERRA HM LNS
Feb 25, 2019	Quit Claim Deed, Transfer ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Mar 24, 2014 · Amount on Record
Deed Document Number	201966441
Last Transfer Date	May 22, 2020
Transfer Doc	0000275548
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	148 ROTANZI ST, RAMONA, CA 92065-2543
Document Number	0000275548
Instrument Date	May 22, 2020
Instrument	275548
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 ROTANZI ST RAMONA CA 920652543, RAMONA, CA 92065-2543

Mortgage

Document Number	275549
Date	May 29, 2020
Instrument	275549

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2019
Property Address	148 ROTANZI ST, RAMONA, CA 92065-2543
Document Number	0000066440
Instrument Date	Feb 25, 2019
Instrument	66440
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	402 STRAND ST FREDERIKSTED VI 008403531, FREDERIKSTED, VI 00840-3531

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2019
Property Address	148 ROTANZI ST, RAMONA, CA 92065-2543
Document Number	0000066441
Instrument Date	Feb 18, 2019
Instrument	66441
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 ROTANZI ST RAMONA CA 920652543, RAMONA, CA 92065-2543

Mortgage

Document Number	66444
Date	Feb 25, 2019
Instrument	66444

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2019
Property Address	148 ROTANZI ST, RAMONA, CA 92065-2543
Document Number	0000066443
Instrument Date	Feb 14, 2019
Instrument	66443
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	148 ROTANZI ST RAMONA CA 920652543, RAMONA, CA 92065-2543

Mortgage

Document Number	66444
Date	Feb 25, 2019
Instrument	66444

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,611 (+2%) Land $284,453 Building $125,158
2025	$4,469.00 (+8.95%)	$401,580 (+4.04%) Land $278,876 Building $122,704
2023	$4,102.00 (-3.03%)	$385,989 Land $268,048 Building $117,941
2022	$4,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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