Stanislaus County property record for 320 Rivergate Dr, Oakdale, CA 95361
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,113 sqft · built 2005 |
| Lot Size | 0.126 acres (5,495 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Dec 2025) |
| Tax Bill | $7,154 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2021 Sale & Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-066-023-000 |
| Primary APN | 063-066-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,113 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 5,495 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 RIVERGATE DR |
|---|---|
| City | OAKDALE |
| State | CA |
| Zip | 95361-8268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VINEYARD NO. 3 (42M46) LOT 23 |
| Legal Subdivision | VINEYARD 03 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | OAKDALE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 202 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 8, 2025 | Grant Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC |
| Oct 5, 2021 | Grant Deed, Transfer · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL |
| Jun 5, 2020 | Grant Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Jul 19, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage CASHCALL |
| Feb 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 27, 2018 | Trustee's Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Oct 5, 2021 · Amount on Record |
| Deed Document Number | 202560576 |
| Prior Transfer Date | Jul 9, 2018 |
| Prior Transfer Doc | 0000049415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 8, 2025 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000060576 |
| Map Reference | MB 42 PG 46 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025-0060576 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000060577 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-0060577 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 5, 2021 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000093670 |
| Map Reference | MB 42 PG 46 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-0093670 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000093671 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-0093671 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 5, 2020 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000038619 |
| Map Reference | MB 42 PG 46 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 2020-0038619 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 320 RIERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000038620 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020-0038620 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000049415 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 49415 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | ORANGE COAST TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RIVERGATE DR OAKDALE CA 953618268, OAKDALE, CA 95361-8268 |
| Document Number | 49416 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 49416 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 10, 2017 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000009981 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 9981 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RIVERGATE DR OAKDALE CA 953618268, OAKDALE, CA 95361-8268 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 27, 2018 |
| Property Address | 320 RIVERGATE DR, OAKDALE, CA 95361-8268 |
| Document Number | 0000043949 |
| Instrument Date | Nov 27, 2015 |
| Instrument | 43949 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RIVERGATE DR OAKDALE CA 953618268, OAKDALE, CA 95361-8268 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Oakdale City |
| Unified School District | Oakdale Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,154.00 (-0.43%) | $550,000 (-1.28%) Land $230,000 Building $320,000 |
| 2025 | $7,185.00 (+7.08%) Homeowner's exemption | $557,133 (+4.04%) Land $185,711 Building $371,422 |
| 2023 | $6,710.00 (+1.64%) Homeowner's exemption | $535,500 Land $178,500 Building $357,000 |
| 2022 | $6,602.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures