312 Rivergate Dr, Oakdale, CA 95361 Property Records

Stanislaus County property record for 312 Rivergate Dr, Oakdale, CA 95361

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 2005
Lot Size0.254 acres (11,081 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Aug 2025)
Tax Bill$6,927 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN063-066-022-000

Property Details

APN / Parcel Number

Primary APN063-066-022-000
Alternative APN
  • 0636622000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,829 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area11,081 sqft (0.254 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address312 RIVERGATE DR
CityOAKDALE
StateCA
Zip95361-8268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE VINEYARD NO. 3 (42M46) LOT 22
Legal SubdivisionVINEYARD UN #3
Legal Block3
Legal Lot Number22
JurisdictionSTANISLAUS CA
Township / Civil DivisionOAKDALE
Census Block Group3
Census Block3015
Census Tract202

Owner

312 Rivergate Dr is owned and occupied by an individual who bought it in August 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address312 RIVERGATE DR, OAKDALE, CA 95361-8268
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on File
Deed SaleAug 4, 2025 · Amount on File
Prior SaleDec 29, 2005 · Amount on File
Deed Document Number202537708
Prior Transfer DateJun 18, 2021
Prior Transfer Doc0000060737
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address312 RIVERGATE DR, OAKDALE, CA 95361-8268
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 RIVERGATE DR, OAKDALE, CA 95361-8268

Mortgage

Document Number0000004851
DateFeb 6, 2024
Instrument2024-0004851
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJun 25, 2021
Property Address312 RIVERGATE DR, OAKDALE, CA 95361-8268
Document Number0000060737
Map ReferenceMB 42 PG 46
Instrument DateJun 18, 2021
Instrument2021-0060737
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 RIVERGATE DR, OAKDALE, CA 95361-8268

Mortgage

Document Number0000060738
DateJun 25, 2021
Instrument2021-0060738
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 312 Rivergate Dr was $6,927, down 7.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityOakdale City
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,927.00 (-7.07%)$536,500 (-6.57%) Land $230,000 Building $306,500
2025$7,454.00$574,217 Land $147,584 Building $426,633
2023$6,225.00 (+1.77%)$483,500 Land $225,000 Building $258,500
2022$6,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 312 Rivergate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Rivergate Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAKDALE
serves 23,235 people · EPA ID CA5010014
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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