320 River Rdg, Boerne, TX 78006 Property Records

Kendall County property record for 320 River Rdg, Boerne, TX 78006

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,070 sqft · built 2005
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$683,329 (Jul 2025)
Tax Bill	$5,651 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R41040`

Property Details

APN / Parcel Number

Primary APN	`R41040`
Alternative APNs	`1564220005170` `41040`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,439 sqft
1st Floor Area	2,070 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	149,411 sqft
Porch	Covered Porch
Porch Area	597 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 RIVER RDG
City	BOERNE
State	TX
Zip	78006-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER MOUNTAIN RANCH SECTION 2 LOT 517, 3.43 ACRES SECTION 2
Legal Subdivision	RIVER MOUNTAIN RANCH
Legal Tract	S156421
Legal Block	3
Legal Lot Number	517
Jurisdiction	KENDALL TX
Township / Civil Division	BOERNE
Census Block Group	3
Census Block	3022
Census Tract	970403

Owner

Source: Kendall County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 RIVER RDG, BOERNE, TX 78006-4505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 22, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	2025400732
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0000324150
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KENDALL TX
Recording Date	Jul 24, 2025
Property Address	320 RIVER RDG, BOERNE, TX 78006-4505
Document Number	0000400732
Map Reference	VOL 3 PGS 2-10
Instrument Date	Jul 23, 2025
Instrument	400732
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER RDG, BOERNE, TX 78006-4505

Mortgage

Document Number	0000400733
Date	Jul 24, 2025
Instrument	400733

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	320 RIVER RDG, BOERNE, TX 78006-4505
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355986
Date	May 4, 2021
Instrument	355986

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL TX
Recording Date	Aug 22, 2018
Property Address	320 RIVER RDG, BOERNE, TX 78006-4505
Document Number	0000324150
Book / Page	001651 / 001076
Instrument Date	Aug 17, 2018
Instrument	324150
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 RIVER RDG BOERNE TX 780064505, BOERNE, TX 78006-4505

Mortgage

Document Number	324151
Date	Aug 22, 2018
Book Page	001651/001080
Instrument	324151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kendall County
Unified School District	Boerne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,000 (-3.81%) Land $163,965 Building $324,035	$488,000 (-14.05%) Land $163,965 Building $324,035
2025	$5,651.00 (+17.83%) Homeowner's exemption	$507,311 (+1%)	$567,750 (-) Land $190,760 Building $376,990
2024		$461,192 (+1%) Land $190,760 Building $376,990	$567,750 (-) Land $190,760 Building $376,990
2023	$4,796.00 (-13.07%) Homeowner's exemption	$419,265 Land $190,760 Building $376,990	$567,750 Land $190,760 Building $376,990
2022	$5,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
VTX Communications Fixed Wireless	940 / 940

May also be available: Verizon.

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