Bergen County and Rutherford Borough property record for 320 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 4,076 sqft · built 2022 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,065,000 (Jan 2026) |
| Tax Bill | $30,771 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00114-0000-00032 |
| Primary APN | 56-00114-0000-00032 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,076 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Old Parcel Number | 5600114000000030B |
|---|---|
| Street Address | 320 RIDGE RD |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 52X150 |
| Legal Block | 114 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51400 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BFF LENDING SERVICE INC |
| Aug 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BFF LENDING SERVICE INC |
| Jan 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BFF LENDING SERVICE INC |
| Jan 22, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Apr 6, 2021 | Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE |
| Dec 31, 2020 | Tax Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 20264670 |
| Deed Book / Page | 5707 / 615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Investor | Possibly a Property Investor |
| Document Number | 0049611125 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 4961/1125 |
| Instrument | 2023021948 |
| Name | BFF LENDING SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Investor | Possibly a Property Investor |
| Document Number | 0050630313 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 5063/313 |
| Instrument | 2023054432 |
| Name | BFF LENDING SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Investor | Possibly a Property Investor |
| Document Number | 0053961582 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 5396/1582 |
| Instrument | 2025000881 |
| Name | BFF LENDING SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2026 |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Document Number | 0057070615 |
| Book / Page | 5707 / 615 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2026004670 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE & STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,011.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 PARSON DR, WEST ORANGE, NJ 07052-1408 |
| Name | Verified Name |
|---|---|
| Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Document Number | 2026004671 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026004671 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 6, 2021 |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Document Number | 0040570060 |
| Book / Page | 4057 / 60 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021050046 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 IRVING PL, 23, NEWTON, NJ 07860-6038 |
| Name | Verified Name |
|---|---|
| Address | 186 MORTIMER AVE, RUTHERFORD, NJ 07070-1903 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 31, 2020 |
| Property Address | 320 RIDGE RD, RUTHERFORD, NJ 07070-2827 |
| Document Number | 0038901989 |
| Book / Page | 003890 / 001989 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 IRVING PL NEWTON NJ 078606038, NEWTON, NJ 07860-6038 |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796,100 (-17.21%) Land $271,800 Building $524,300 | $796,100 (-17.21%) Land $271,800 Building $524,300 | |
| 2025 | $30,771.00 (-0.67%) | $961,600 (+158.63%) Land $271,800 Building $689,800 | $961,600 (+158.63%) Land $271,800 Building $689,800 |
| 2024 | $30,979.00 (+180.66%) | ||
| 2023 | $371,800 Land $271,800 Building $100,000 | $371,800 Land $271,800 Building $100,000 | |
| 2022 | $11,038.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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