307 Ridge Rd, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 307 Ridge Rd, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 1923
Lot Size	0.116 acres (5,049 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Apr 2021)
Tax Bill	$13,568 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00120-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`56-00120-0000-00007`
Alternative APN	`560012000007`

Interior

Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,049 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	307 RIDGE RD
City	RUTHERFORD
State	NJ
Zip	07070-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	50X101
Legal Block	120
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	5
Census Block	5006
Census Tract	51400

Owner

307 Ridge Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 RIDGE RD, RUTHERFORD, NJ 07070-2826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Feb 25, 2005 · Amount on File
Deed Document Number	202165072
Deed Book / Page	4106 / 196
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 27, 2021
Property Address	307 RIDGE RD, RUTHERFORD, NJ 07070-2826
Document Number	0041060196
Book / Page	4106 / 196
Instrument Date	Mar 5, 2021
Instrument	21-065072
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 CHUBB AVE APT 521, 120, LYNDHURST, NJ 07071-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RIDGE RD, RUTHERFORD, NJ 07070-2826

Mortgage

Document Number	21065073
Date	Apr 27, 2021
Instrument	21-065073

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 307 Ridge Rd was $13,568, up 8.7% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,000 (-) Land $270,600 Building $153,400	$424,000 (-) Land $270,600 Building $153,400
2025	$13,568.00 (+8.68%)	$424,000 Land $270,600 Building $153,400	$424,000 Land $270,600 Building $153,400
2024	$12,484.00
2023		$400,000 Land $270,600 Building $129,400	$400,000 Land $270,600 Building $129,400
2022	$11,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20