320 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 320 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,933 sqft · built 1994
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individuals on Record
Last Sale	$177,000 (Oct 2020)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-384-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-384-000`
Alternative APNs	`0013 384` `5502`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,933 sqft Heated Area
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	1,013 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	166 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5502
Old Parcel Number	0013 384
Street Address	320 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT53 PH2 RADCLIFFE TRACE
Legal Subdivision	RADCLIFFE TRACE
Legal Phase	2
Legal Lot Number	53
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

Source: Newton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	320 RADCLIFFE TRCE, COVINGTON, GA 30016-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 19, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	0004084406
Deed Book / Page	4084 / 406
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	320 RADCLIFFE TRCE, COVINGTON, GA 30016-1758
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RADCLIFFE TRCE, COVINGTON, GA 30016-1758
Investor	Possibly a Property Investor

Mortgage

Document Number	0045520000000686
Date	Sep 26, 2023
Book Page	0000004552/0000000686

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 19, 2020
Property Address	320 RADCLIFFE TRCE, COVINGTON, GA 30016-1758
Document Number	0040840406
Book / Page	004084 / 000406
Instrument Date	Oct 9, 2020
Instrument	14841
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 RADCLIFFE TRCE COVINGTON GA 300161758, COVINGTON, GA 30016-1758

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00 (-0.42%) Homeowner's exemption	$125,960 (+13.27%) Land $16,800 Building $109,160	$314,900 (+13.27%) Land $42,000 Building $272,900
2023		$111,200 Land $8,000 Building $103,200	$278,000 Land $20,000 Building $258,000
2022	$3,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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