295 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 295 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 1993
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Jul 2017)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-360-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-360-000`
Alternative APNs	`0013 360` `5477`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,042 sqft Heated Area
1st Floor Area	1,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5477
Old Parcel Number	0013 360
Street Address	295 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT28 PH2 RADCLIFFE TRACE
Legal Subdivision	RADCLIFFE TRACE
Legal Phase	2
Legal Lot Number	28
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

295 Radcliffe Trce is owned and occupied by an individual who bought it in July 2017.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	295 RADCLIFFE TRCE, COVINGTON, GA 30016-1763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 10, 2017	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL
Oct 10, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Jan 31, 1994 · Amount on File
Deed Document Number	0003619516
Deed Book / Page	3619 / 516
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	295 RADCLIFFE TRCE, COVINGTON, GA 30016-1763
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 RADCLIFFE TRCE, COVINGTON, GA 30016-1763

Mortgage

Document Number	0043840000000214
Date	May 6, 2022
Book Page	0000004384/0000000214
Instrument	008230

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	295 RADCLIFFE TRCE, COVINGTON, GA 30016-1763
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036190517
Date	Oct 10, 2017
Book Page	3619/517
Instrument	011485

Lender

Name	MICHIGAN MUTUAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NEWTON GA
Recording Date	Oct 10, 2017
Property Address	295 RADCLIFFE TRCE, COVINGTON, GA 30016-1763
Document Number	0036190513
Book / Page	003619 / 000513
Instrument Date	Jul 17, 2017
Instrument	11483
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 RADCLIFFE TRCE COVINGTON GA 300161763, COVINGTON, GA 30016-1763

Tax Assessment & Valuation

The 2025 property tax bill for 295 Radcliffe Trce was $3,219.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00	$128,080 Land $16,800 Building $111,280	$320,200 Land $42,000 Building $278,200
2023		$113,040 Land $8,000 Building $105,040	$282,600 Land $20,000 Building $262,600
2022	$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Radcliffe Trce in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Radcliffe Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Nearby Properties on Radcliffe Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures