320 Putter Point Dr, Naples, FL 34103 Property Records

Collier County property record for 320 Putter Point Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,267 sqft · built 1970
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Aug 2025)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`088000 11 314A28`

Property Details

APN / Parcel Number

Primary APN	`088000 11 314A28`
Alternative APNs	`1293264000502350011314` `12932640005`

Interior

Stories	1 Story
Building Area	2,267 sqft Living Area
1st Floor Area	2,267 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Pool Area	392 sqft
Deck Area	524 sqft

Location & Zoning

Street Address	320 PUTTER POINT DR
City	NAPLES
State	FL
Zip	34103-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 5 BLK 11 LOT 31
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 5
Legal Tract	088000
Legal Block	11
Legal Lot Number	31
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 PUTTER POINT DR, NAPLES, FL 34103-4046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20256722587
Deed Book / Page	6501 / 3279
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 4, 2018
Property Address	320 PUTTER POINT DR, NAPLES, FL 34103-4046
Document Number	0055763866
Book / Page	5576 / 3866
Map Reference	MB6 PG4&5
Instrument Date	Nov 30, 2018
Instrument	5643474
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6456 AUTUMN WOODS BLVD, 6456, NAPLES, FL 34109-7806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PUTTER POINT DR, NAPLES, FL 34103-4046

Mortgage

Document Number	0005643475
Date	Dec 4, 2018
Instrument	5643475

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,390,375 (+65.92%)	$1,890,375 (-3.84%) Land $1,701,563 Building $188,812
2025	$7,235.00 (-11.63%) Homeowner's exemption	$837,974 (-9.23%)	$1,965,881 (-13.58%) Land $1,625,000 Building $340,881
2023	$8,187.00 (-2.65%) Homeowner's exemption	$923,221 (+3%)	$2,274,742 (+37.28%) Land $1,737,500 Building $537,242
2022	$8,410.00 Homeowner's exemption	$896,331	$1,656,977 Land $1,325,625 Building $331,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 188 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	321 units insured incl. 133 condo units
Nearby Flood Claims	178 (1982–2024)
Claims Outside the SFHA	4 of 178
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Oct 2022 · 63 claims Hurricane Ian, Sep 2022 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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