425 Putter Point Dr, Naples, FL 34103 Property Records

Collier County property record for 425 Putter Point Dr, Naples, FL 34103 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4,972 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$6,900,000 (Mar 2023)
Tax Bill	$39,706 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`088000 13 54A28`

Property Details

APN / Parcel Number

Primary APN	`088000 13 54A28`
Alternative APNs	`129334000080235001354` `12933400008`

Interior

Stories	1 Story
Building Area	4,972 sqft Adjusted Area
1st Floor Area	2,201 sqft

Exterior

Year Built	Built 2020
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	138 ft deep x 104 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	384 sqft
Deck Area	1,297 sqft
Fence	Fence

Location & Zoning

Account Number	088000 13 54A28
Old Parcel Number	129334000080235001354
Street Address	425 PUTTER POINT DR
City	NAPLES
State	FL
Zip	34103-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORINGS UNIT 5 BLK 13 LOT 5
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 5
Legal Tract	88000
Legal Block	13
Legal Lot Number	5
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2007
Census Tract	302

Owner

Source: Collier County records · APN 088000 13 54A28

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	59 HIGHLAND AVE, COHASSET, MA 02025-1865
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Mar 26, 2019	Deed of Trust, Mortgage · ARM CAPITAL BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 15, 2019	Warranty Deed, Transfer · Commercial Mortgage CAPITAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	6377031
Deed Book / Page	6226 / 1575
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 17, 2023
Property Address	425 PUTTER POINT DR, NAPLES, FL 34103-4063
Document Number	0062261575
Book / Page	6226 / 1575
Map Reference	MB 6 PG 4&5
Instrument Date	Mar 15, 2023
Instrument	6377031
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 EAST AVE, NAPLES, FL 34108-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 HIGHLAND AVE, COHASSET, MA 02025-1865

Mortgage

Document Number	0062261581
Date	Mar 17, 2023
Book Page	6226/1581
Instrument	6377033

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	425 PUTTER POINT DR, NAPLES, FL 34103-4063
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056110943
Date	Mar 26, 2019
Book Page	5611/0943
Instrument	5688979

Lender

Name	CAPITAL BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	ARM
Amount	Amount Recorded
Term	371 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	425 PUTTER POINT DR, NAPLES, FL 34103-4063
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E GATE LN, SETAUKET, NY 11733-1644

Mortgage

Document Number	0058601813
Date	Dec 15, 2020
Book Page	5860/1813
Instrument	5969736

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 29, 2020
Property Address	425 PUTTER POINT DR, NAPLES, FL 34103-4063
Document Number	0058370562
Book / Page	005837 / 000562
Instrument Date	Oct 28, 2020
Instrument	5945748
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 PUTTER POINT DR NAPLES FL 341034063, NAPLES, FL 34103-4063

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 15, 2019
Property Address	425 PUTTER POINT DR, NAPLES, FL 34103-4063
Document Number	0055893409
Book / Page	5589 / 3409
Map Reference	MB 6 PG 4&5
Instrument Date	Jan 15, 2019
Instrument	5660065
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 GULF SHORE BLVD N # N61, 2011, NAPLES, FL 34102-4632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47118 N POINTE DR, CANTON, MI 48187-1443

Mortgage

Document Number	0005660066
Date	Jan 15, 2019
Instrument	5660066

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,706.00 (+1.96%)	$4,386,829 (+23.57%) Land $1,858,610 Building $2,528,219	$4,386,829 (-11.72%) Land $1,858,610 Building $2,528,219
2023	$38,942.00 (+7.95%)	$3,550,179 (+1%)	$4,969,191 (+17.75%) Land $1,987,283 Building $2,981,908
2022	$36,075.00	$3,227,435	$4,220,000 Land $1,516,197 Building $2,703,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 188 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	321 units insured 133 under condo master policies
Nearby Flood Claims	178 (1982–2024)
Claims Outside the SFHA	4 of 178
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Oct 2022 · 63 claims Hurricane Ian, Sep 2022 · 65 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications, Orlando Telephone Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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