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320 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 320 Prospect Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,771 sqft · built 1946
Lot Size0.348 acres (15,150 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Dec 2019)
Tax Bill$6,327 (2026)
Deeds & MortgagesDec 2019 Sale
Aug 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN445-25900-0U-001

Property Details

APN / Parcel Number

Primary APN445-25900-0U-001
Alternative APN
  • WSPR M:00445 B:25900 L:0000U

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,771 sqft Living Area
Gross Area3,220 sqft
Basement Area1,099 sqft
Unfinished Basement1,099 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,150 sqft (0.348 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number445-25900-0U-001
Street Address320 PROSPECT AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-4555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block25900
Legal Lot NumberU
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1010
Census Tract812202

Owner

320 Prospect Ave is owned and occupied by an individual who bought it in December 2019.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address320 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4555
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 1, 2018Foreclosure
DELLA RIPA REAL ESTAT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2019 · Amount on File
Deed SaleDec 23, 2019 · Amount on File
Prior SaleAug 1, 2018 · Amount on File
Deed Document Number201976334
Deed Book / Page23015 / 469
Prior Transfer DateDec 16, 2019
Prior Transfer Doc23015-469
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 23, 2019
Property Address320 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4555
Document Number23015-469
Book / Page023015 / 000469
Instrument DateDec 16, 2019
Instrument76334
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,116.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 CENTRAL ST #2013 HUDSON MA 017493315, 2013, HUDSON, MA 01749-3315

August 2018: Foreclosure

Document TypeForeclosure
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 1, 2018
Property Address320 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4555
Document Number22296-239
Book / Page022296 / 000239
Instrument DateJun 25, 2018
Instrument45361
Transaction TypeForeclosure
Record UpdatedAug 21, 2018

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.17
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 HANNOUSH DR WEST SPRINGFIELD MA 010894467, WEST SPRINGFIELD, MA 01089-4467

Mortgage

Document Number22296-251
DateAug 1, 2018
Book Page022296/000251
Instrument45364
Lender
NameDELLA RIPA REAL ESTAT
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 320 Prospect Ave was $6,327, up 22.4% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,327.00 (+22.38%)$451,300 (+29.8%) Land $128,900 Building $322,400$369,674 (+9.74%)
2025$5,170.00 (+0.49%)$347,700 (+0.09%) Land $117,100 Building $230,600$336,870
2024$5,145.00 (+8.98%)$347,400 (+14.35%) Land $117,100 Building $230,300
2023$4,721.00$303,800 Land $117,100 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1985–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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