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289 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 289 Prospect Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,302 sqft · built 1962
Lot Size0.693 acres (30,177 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Dec 2023)
Tax Bill$4,022 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN445-25550-0U-001

Property Details

APN / Parcel Number

Primary APN445-25550-0U-001
Alternative APN
  • WSPR M:00445 B:25550 L:0000U

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,302 sqft Living Area
Gross Area2,751 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,177 sqft (0.693 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number445-25550-0U-001
Street Address289 PROSPECT AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-4557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25550
Legal Lot NumberU
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1011
Census Tract812202

Owner

Source: Hampden County and West Springfield Town City records · APN 445-25550-0U-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address289 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed, Transfer · Stand-Alone First Mortgage
COUNTRY BANK
Jul 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleSep 30, 2008 · Amount on Record
Deed Document Number202360724
Deed Book / Page25268 / 247
Transfer Doc0000015134
Record UpdatedJun 08, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 21, 2023
Property Address289 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4557
Document Number025268-247
Book / Page25268 / 247
Instrument DateDec 21, 2023
Instrument60724
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4557

Mortgage

Document Number0000060725
DateDec 21, 2023
Instrument60725
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateJan 01, 2031
Max Rate At Change2.75%
Index1-Year CMT

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address289 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4557
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23334-286
DateJul 28, 2020
Book Page23334/286
Instrument40759
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,022.00 (-3.89%)$270,500 (-4.28%) Land $128,300 Building $142,200$257,640
2024$4,185.00 (+6.11%)$282,600 (+11.35%) Land $128,300 Building $154,300
2023$3,944.00$253,800 Land $128,300 Building $125,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138122021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1985–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1999 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 141 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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