320 Pike St, Covington, KY 41011 Property Records

Kenton County property record for 320 Pike St, Covington, KY 41011

Property Summary

Property TypeOffice Building
Lot Size0.068 acres (2,962 sqft)
OwnerCompany Name on File
Tax Bill$999 (2025)
Deeds & MortgagesFeb 2026 Sale
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN054-22-07-013.02

Property Details

APN / Parcel Number

Primary APN054-22-07-013.02

Exterior

Lot Area2,962 sqft (0.068 acres)

Location & Zoning

Street Address320 PIKE ST
CityCOVINGTON
StateKY
Zip41011-2127
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description0.068 ACS (2980 SQFT) NORTH SIDE PIKE ST
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2001
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Side-Main Strasse Historic District
listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Pike St, a commercial property, is owned by a company.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address70 SUPERIOR DR, FT MITCHELL, KY 41017-2819
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Warranty Deed, Transfer
Apr 10, 2019Deed of Trust, Mortgage · Line of Credit
CENTRAL BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 27, 2026
Property Address320 PIKE ST, COVINGTON, KY 41011-2127
Document Number0000003934
Book / Page392 / 150
Instrument DateFeb 23, 2026
Instrument26059000003934
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address70 SUPERIOR DR, FORT MITCHELL, KY 41017-2819

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 AMSTERDAM RD, CRESCENT SPRINGS, KY 41017-3706

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address320 PIKE ST, COVINGTON, KY 41011-2127
Document Number0000000100
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address70 SUPERIOR DR FORT MITCHELL KY 410172819, FORT MITCHELL, KY 41017-2819

Mortgage

Document Number0000000100
DateApr 11, 2019
Book Page0C6637/000272
Instrument100
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueApr 10, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Pike St was $999.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,000 (+32.63%) Land $20,000 Building $80,000$100,000 (+32.63%) Land $20,000 Building $80,000
2025$999.00$75,400 Land $17,400 Building $58,000$75,400 Land $17,400 Building $58,000
2023$1,004.00$75,400 Land $17,400 Building $58,000$75,400 Land $17,400 Building $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Pike St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Pike St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Pike St

Nearby Streets

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