Kenton County property record for 305 Pike St, #311, Covington, KY 41011
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,878 sqft · built 1960 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Nov 2020) |
| Tax Bill | $29,481 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Mar 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-13-011.00 |
| Primary APN | 054-22-13-011.00 |
|---|
| Units | 5 Units |
|---|---|
| Building Area | 4,878 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 20,647 sqft (0.474 acres) |
| Street Address | 305 PIKE ST, 311 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2149 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | KYLE ROBERT LOT 4 & PT LOT 5 ID PLAT KC134,88 TRACTS I-IV 0.4740 ACS |
| Legal Subdivision | KYLE ROBERT |
| Legal Tract | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 830 MADISON AVE, COVINGTON, KY 41011-2414 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE SOUTHEAST BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage CATALYTIC DEVELOPMENT FUNDING CORP |
| Nov 30, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 17, 2020 | Grant Deed, Transfer · Line of Credit HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Jul 11, 2016 · Amount on Record |
| Deed Document Number | 20205900123 |
| Deed Book / Page | 55 / 815 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0005900242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 305 PIKE ST # 311, 311, COVINGTON, KY 41011-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 511 W 6TH ST, COVINGTON, KY 41011-1213 |
| Document Number | 0005900359 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 354/108 |
| Instrument | 22032905900359 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 24, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 305 PIKE ST # 311, 311, COVINGTON, KY 41011-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 830 MADISON AVE, COVINGTON, KY 41011-2414 |
| Document Number | 0005900361 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 354/128 |
| Instrument | 22032905900361 |
| Name | CATALYTIC DEVELOPMENT FUNDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | COVINGTON, KY 41011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 24, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 30, 2021 |
| Property Address | 305 PIKE ST # 311, 311, COVINGTON, KY 41011-2149 |
| Document Number | 0005900242 |
| Book / Page | 134 / 88 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 21113005900242 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 MADISON AVE, COVINGTON, KY 41011-2414 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 17, 2020 |
| Property Address | 305 PIKE ST, COVINGTON, KY 41011-2149 |
| Document Number | 0000000123 |
| Book / Page | 000055 / 000815 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 123 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 305 309/311 PIKE ST COVINGTON KY 41011, COVINGTON, KY 41011 |
| Document Number | 124 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 00M127/000725 |
| Instrument | 124 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | FORT WRIGHT, KY 41011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 16, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,225,000 (-) Land $125,000 Building $2,100,000 | $2,225,000 (-) Land $125,000 Building $2,100,000 | |
| 2025 | $29,481.00 (+420.77%) | $2,225,000 (+423.53%) Land $125,000 Building $2,100,000 | $2,225,000 (+423.53%) Land $125,000 Building $2,100,000 |
| 2023 | $5,661.00 | $425,000 Land $125,000 Building $300,000 | $425,000 Land $125,000 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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