320 Picadilly Ct, Middlesboro, KY 40965 Property Records

Bell County property record for 320 Picadilly Ct, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details1,296 sqft · built 2005
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2023)
Tax Bill$2,507 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN068-10-00-105.12

Property Details

APN / Parcel Number

Primary APN068-10-00-105.12
Alternative APNs
  • 12477
  • 9678

Interior

Stories2 Stories
Building Area1,296 sqft Living Area

Exterior

Year BuiltBuilt 2005
Exterior MaterialVinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeBasement
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number12477
Street Address320 PICADILLY CT
CityMIDDLESBORO
StateKY
Zip40965-9436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 630 WINDERMERE PHASE I
Legal Phase1
Legal Lot Number630
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group1
Census Block1013
Census Tract960800

Owner

320 Picadilly Ct is owned and occupied by an individual who bought it in June 2023.

Source: Bell County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed, Transfer · FHA Mortgage
CITIZENS BANK NA
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 24, 2020Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 13, 2017Survivorship Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on File
Deed SaleJun 7, 2023 · Amount on File
Prior SaleJul 24, 2020 · Amount on File
Deed Document Number196875
Deed Book / PageD401 / 500
Record UpdatedJun 8, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateJun 7, 2023
Property Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number00D401/500
Book / PageD401 / 500
Map ReferenceMB 3 PG 21
Instrument DateJun 6, 2023
Instrument196875
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address57 E 1400 N, MAPLETON, UT 84664-3839

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436

Mortgage

Document Number0000196876
DateJun 7, 2023
Instrument196876
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M367/521
DateOct 14, 2020
Book PageM367/521
Instrument184530
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateJul 24, 2020
Property Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number00D387/803
Book / PageD387 / 803
Map ReferenceMB 3 PG 21
Instrument DateJul 24, 2020
Instrument183494
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436

Mortgage

Document Number00M365/191
DateJul 24, 2020
Book PageM365/191
Instrument183495
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

March 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionBELL KY
Recording DateMar 13, 2017
Property Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number00D373/503
Book / PageD373 / 503
Map ReferenceMB 3 PG 21
Instrument DateFeb 16, 2017
Instrument170952
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyACUTE TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 737, PINEVILLE, KY 40977-0737

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address320 PICADILLY CT, MIDDLESBORO, KY 40965-9436

Mortgage

Document Number0000170953
DateMar 13, 2017
Instrument170953
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 320 Picadilly Ct was $2,507.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
Unified School DistrictBell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,507.00$210,000 Land $210,000$210,000 Land $210,000
2023$1,872.00$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Picadilly Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2016–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Picadilly Ct is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 83% of Kentucky
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people · EPA ID KY0070282
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Eastern Telephone & Technologies.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Picadilly Ct

Nearby Streets

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