314 Picadilly Ct, Middlesboro, KY 40965 Property Records

Bell County property record for 314 Picadilly Ct, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,576 sqft · built 1999
Owner	2 Individual Names on Record
Last Sale	$293,000 (Feb 2026)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-105.09`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-105.09`
Alternative APNs	`12416` `3431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12416
Street Address	314 PICADILLY CT
City	MIDDLESBORO
State	KY
Zip	40965-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 627 WINDERMERE PHASE I
Legal Subdivision	WINDERMERE PHASE I SUBDIVISION
Legal Phase	1
Legal Lot Number	627
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1013
Census Tract	960800

Owner

Source: Bell County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 WINDERMERE DR, MIDDLESBORO, KY 40965-9437
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 17, 2008	Deed of Trust, Mortgage COUNTRYWIDE BANK FSB
Jun 18, 2012	Deed of Trust, Mortgage QUICKEN LOANS INC
Feb 12, 2026	Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE INC
Feb 14, 2023	Deed, Transfer
Sep 23, 2022	Commissioner's Deed, Foreclosure · Stand-Alone First Mortgage HEARTHSIDE BANK CORP
Mar 17, 2008	Gift Deed, Transfer
Mar 17, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	2026292517
Deed Book / Page	413 / 715
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	000340/814
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M359/459
Date	Sep 23, 2019
Book Page	M359/459
Instrument	180464

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M343/420
Date	May 2, 2017
Book Page	M343/420
Instrument	171477

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M271/217
Date	Mar 17, 2008
Book Page	M271/217

Lender

Name	COUNTRYWIDE BANK FSB

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M307/156
Date	Jun 18, 2012
Book Page	M307/156

Lender

Name	QUICKEN LOANS INC

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2027

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Feb 12, 2026
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number	00D413/715
Book / Page	D413 / 715
Map Reference	MB 2 PG 68A
Instrument Date	Feb 4, 2026
Instrument	292517
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 DOVE MEADOW DR, KINGSLAND, TX 78639-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 WINDERMERE DR, MIDDLESBORO, KY 40965-9437

Mortgage

Document Number	0000292518
Date	Feb 12, 2026
Instrument	292518

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Feb 14, 2023
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number	00D400/197
Book / Page	D400 / 197
Map Reference	MB 2 PG 68A
Instrument Date	Feb 3, 2023
Instrument	195123
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$256.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2533 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436

September 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BELL KY
Recording Date	Sep 23, 2022
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number	00D398/345
Book / Page	D398 / 345
Map Reference	MB 2 PG 68A
Instrument Date	Sep 13, 2022
Instrument	193442
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2533 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1533

Mortgage

Document Number	0000193443
Date	Sep 23, 2022
Instrument	193443

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2037

Interest

Rate Type	Adjustable Rate

March 2008: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BELL KY
Recording Date	Mar 17, 2008
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number	000340/814
Book / Page	340 / 814
Instrument Date	Mar 6, 2008
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436

March 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Mar 17, 2008
Property Address	314 PICADILLY CT, MIDDLESBORO, KY 40965-9436
Document Number	00D340/814
Book / Page	D340 / 814
Instrument Date	Mar 6, 2008
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 (+30.6%)	$256,000 (+28%) Land $256,000	$256,000 (+28%) Land $256,000
2023	$2,340.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Picadilly Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures