320 Pebble Dr, Rincon, GA 31326 Property Records

Effingham County property record for 320 Pebble Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,782 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jan 2022)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2270-061-000`

Property Details

APN / Parcel Number

Primary APN	`R2270-061-000`
Alternative APNs	`0101S061000` `R2270061` `23742`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,782 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23742
Street Address	320 PEBBLE DR
City	RINCON
State	GA
Zip	31326-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.22 AC LOT 61 (OUT 101-8A4C)
Legal Subdivision	STONEWALK
Legal Phase	1
Legal Block	1
Legal Lot Number	61
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2009
Census Tract	30308

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 PEBBLE DR, RINCON, GA 31326-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 28, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	2022228
Deed Book / Page	2760 / 26
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 29, 2026
Property Address	320 PEBBLE DR, RINCON, GA 31326-4511
Document Number	0000003040/0000000427
Book / Page	3040 / 427
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEBBLE DR, RINCON, GA 31326-4511
Investor	Possibly a Property Investor

Mortgage

Document Number	3040000427,
Date	Apr 29, 2026
Book Page	3040/427

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2052

Interest

Rate	6.11%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 28, 2022
Property Address	320 PEBBLE DR, RINCON, GA 31326-4511
Document Number	0002760/26
Book / Page	2760 / 26
Instrument Date	Jan 28, 2022
Instrument	2022-000228
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PEBBLE DR, RINCON, GA 31326-4511
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000941
Date	Jan 28, 2022
Instrument	000941

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,275 (-5.36%) Land $22,800 Building $101,475	$310,687 (-5.36%) Land $57,000 Building $253,687
2025	$2,379.00 (+7.7%) Homeowner's exemption	$131,320 (-1.43%) Land $22,800 Building $108,520	$328,299 (-1.43%) Land $57,000 Building $271,299
2024	$2,209.00 (-10.24%) Homeowner's exemption	$133,225 (+42.53%) Land $22,800 Building $110,425	$333,062 (+42.53%) Land $57,000 Building $276,062
2022	$2,461.00	$93,473 Land $17,600 Building $75,873	$233,683 Land $44,000 Building $189,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Pebble Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures