316 Pebble Dr, Rincon, GA 31326 Property Records

Effingham County property record for 316 Pebble Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,701 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$261,500 (Jul 2021)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2270-059-000`

Property Details

APN / Parcel Number

Primary APN	`R2270-059-000`
Alternative APNs	`0101S059000` `R2270059` `23740`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23740
Street Address	316 PEBBLE DR
City	RINCON
State	GA
Zip	31326-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.22 AC LOT 59 (OUT 101-8A4C)
Legal Subdivision	STONEWALK
Legal Phase	1
Legal Block	I
Legal Lot Number	59
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2009
Census Tract	30308

Owner

316 Pebble Dr is owned and occupied by an individual who bought it in July 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	316 PEBBLE DR, RINCON, GA 31326-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDEX EMPLOYEES CREDIT ASSOCIATION FEDER
Jul 16, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	May 29, 2012 · Amount on File
Deed Document Number	20212438
Deed Book / Page	2709 / 629
Transfer Doc	001242/204
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	316 PEBBLE DR, RINCON, GA 31326-4511
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 PEBBLE DR, RINCON, GA 31326-4511

Mortgage

Document Number	0000002661/0000000115
Date	Feb 9, 2021
Book Page	0000002661/0000000115
Instrument	001479

Lender

Name	FEDEX EMPLOYEES CREDIT ASSOCIATION FEDER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 16, 2021
Property Address	316 PEBBLE DR, RINCON, GA 31326-4511
Document Number	002709/629
Book / Page	2709 / 629
Instrument Date	Jul 16, 2021
Instrument	2021-002438
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 AL HENDERSON BLVD UNIT 803, 803, SAVANNAH, GA 31419-6043

Mortgage

Document Number	0000008966
Date	Jul 16, 2021
Instrument	008966

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 316 Pebble Dr was $2,739 with a homeowner's exemption, up 7.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,313 (-) Land $22,800 Building $112,513	$338,282 (-) Land $57,000 Building $281,282
2025	$2,739.00 (+7.67%) Homeowner's exemption	$135,313 (-1.94%) Land $22,800 Building $112,513	$338,282 (-1.95%) Land $57,000 Building $281,282
2024	$2,544.00 Homeowner's exemption	$137,997 Land $22,800 Building $115,197	$344,993 Land $57,000 Building $287,993
2022	$2,462.00 Homeowner's exemption	$99,930 Land $17,600 Building $82,330	$249,826 Land $44,000 Building $205,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Pebble Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Pebble Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications.

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