320 Ocean Dr, Clayton, NC 27520 Property Records

Johnston County property record for 320 Ocean Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,624 sqft · built 2015
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2015)
Tax Bill	$3,553 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06G05030N`

Property Details

APN / Parcel Number

Primary APN	`06G05030N`
Alternative APN	`2000208652`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,624 sqft Living Area
Gross Area	4,768 sqft
1st Floor Area	1,914 sqft
Attic	Attic
Attic Area	102 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Pool Area	216 sqft
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000208652
Street Address	320 OCEAN DR
City	CLAYTON
State	NC
Zip	27520-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 28 SUNSET RIDGE PH 2 80/317-318
Legal Phase	2
Legal Lot Number	28
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 OCEAN DR, CLAYTON, NC 27520-3670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Apr 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2015 · Amount on Record
Deed Sale	Oct 15, 2015 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	2015468821
Deed Book / Page	4669 / 906
Last Transfer Date	Apr 6, 2018
Transfer Doc	0000567575
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	320 OCEAN DR, CLAYTON, NC 27520-3670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665627
Date	Jun 26, 2020
Book Page	5627/802
Instrument	2020665627

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	29176

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	320 OCEAN DR, CLAYTON, NC 27520-3670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000572126
Date	May 25, 2018
Book Page	5155/0921
Instrument	2018572126

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 17, 2018
Property Address	320 OCEAN DR, CLAYTON, NC 27520-3670
Document Number	0000567575
Book / Page	005134 / 000527
Instrument Date	Apr 10, 2018
Instrument	567575
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OCEAN DR CLAYTON NC 275203670, CLAYTON, NC 27520-3670

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,553.00 (+28.5%)	$564,960 (+62.48%) Land $75,000 Building $489,960	$564,960 (+62.48%) Land $75,000 Building $489,960
2023	$2,765.00	$347,720 Land $50,000 Building $297,720	$347,720 Land $50,000 Building $297,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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