282 Ocean Dr, Clayton, NC 27520 Property Records

Johnston County property record for 282 Ocean Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,168 sqft · built 2015
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$276,500 (Aug 2015)
Tax Bill	$3,286 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06G05030K`

Property Details

APN / Parcel Number

Primary APN	`06G05030K`
Alternative APN	`2000187093`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	4,250 sqft
1st Floor Area	1,500 sqft
Attic	Attic
Attic Area	1,668 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000187093
Street Address	282 OCEAN DR
City	CLAYTON
State	NC
Zip	27520-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LT 25 SUNSET RIDGE PH 2 80/241
Legal Subdivision	SUNSET RIDGE SUBDIVISION
Legal Phase	2
Legal Lot Number	25
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41106

Owner

282 Ocean Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 OCEAN DR, CLAYTON, NC 27520-3669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2015 · Amount on File
Deed Sale	Aug 31, 2015 · Amount on File
Prior Sale	May 6, 2015 · Amount on File
Deed Document Number	2015464275
Deed Book / Page	4649 / 658
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	282 OCEAN DR, CLAYTON, NC 27520-3669
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000745072
Date	Apr 21, 2021
Book Page	5908/424
Instrument	2021745072

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	282 OCEAN DR, CLAYTON, NC 27520-3669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632098
Date	Oct 17, 2019
Book Page	5449/0118
Instrument	2019632098

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 7, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 282 Ocean Dr was $3,286.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,286.00	$525,780 Land $75,000 Building $450,780	$525,780 Land $75,000 Building $450,780
2023	$2,645.00	$338,130 Land $50,000 Building $288,130	$338,130 Land $50,000 Building $288,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Ocean Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Ocean Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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