320 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 320 North St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,956 sqft · built 1987
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jan 2024)
Tax Bill$5,687 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND0505R

Property Details

APN / Parcel Number

Primary APND0505R
Alternative APNs
  • SACO M:068 L:042 U:001-000
  • M:068 L:042 U:001=000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,828 sqft
1st Floor Area680 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberD0505R
Street Address320 NORTH ST
CitySACO
StateME
Zip04072-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionCITY SACO
Legal Lot Number42
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1001
Census Tract5302

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 NORTH ST, SACO, ME 04072-1811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jan 3, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 27, 2017Intrafamily Transfer, Transfer
NORTHEAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2024 · Amount on Record
Deed SaleJan 3, 2024 · Amount on Record
Prior SaleMar 27, 2017 · Amount on Record
Deed Document Number2024184
Deed Book / Page19370 / 756
Transfer Doc0174420488
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address320 NORTH ST, SACO, ME 04072-1811
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197200337
DateAug 15, 2025
Book Page19720/337
Instrument2025027969
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJan 3, 2024
Property Address320 NORTH ST, SACO, ME 04072-1811
Document Number0193700756
Book / Page19370 / 756
Instrument DateDec 29, 2023
Instrument2024000184
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 SANDY HILL RD, S PORTLAND, ME 04106-4023

Mortgage

Document Number2024000185
DateJan 3, 2024
Instrument2024000185
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACO ME
Recording DateMar 27, 2017
Property Address320 NORTH ST, SACO, ME 04072-1811
Document Number0174420488
Book / Page17442 / 0488
Instrument2017011201
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017011202
DateMar 27, 2017
Instrument2017011202
Lender
NameNORTHEAST BANK
Agreement
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,687.00 (+2.71%)$400,500 (+1.62%) Land $132,700 Building $267,800
2024$5,537.00 (+6.13%)$394,100 (+38.48%) Land $132,700 Building $261,400$418,570
2022$5,217.00$284,600 Land $101,000 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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