317 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 317 North St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,420 sqft · built 1902
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$168,800 (Feb 2017)
Tax Bill$3,923 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNL2010R

Property Details

APN / Parcel Number

Primary APNL2010R
Alternative APNs
  • SACO M:054 L:004 U:000-000
  • M:054 L:004 U:000=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,420 sqft Living Area
Gross Area2,859 sqft
1st Floor Area952 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberL2010R
Street Address317 NORTH ST
CitySACO
StateME
Zip04072-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionOAKWOOD
Legal Lot Number4
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1038
Census Tract5200

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 NORTH ST, SACO, ME 04072-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed of Trust, Mortgage · Line of Credit
PEOPLESCHOICE CREDIT UNION
Feb 10, 2017Intrafamily Transfer, Transfer
FRANKLIN AMER MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2017 · Amount on Record
Deed SaleFeb 10, 2017 · Amount on Record
Deed Document Number20175686
Deed Book / Page17419 / 442
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address317 NORTH ST, SACO, ME 04072-1812
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186510693
DateMay 3, 2021
Book Page18651/693
Instrument2021025539
Lender
NamePEOPLESCHOICE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACO ME
Recording DateFeb 10, 2017
Property Address317 NORTH ST, SACO, ME 04072-1812
Document Number0174190442
Book / Page17419 / 0442
Instrument2017005686
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017005687
DateFeb 10, 2017
Instrument2017005687
Lender
NameFRANKLIN AMER MTG
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 10, 2032

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,923.00 (+2.06%)$276,300 (+0.99%) Land $116,900 Building $159,400
2024$3,844.00 (+5.37%)$273,600 (+37.49%) Land $116,900 Building $156,700$333,925
2022$3,648.00$199,000 Land $89,100 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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