320 Nesmith St, #9, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 320 Nesmith St, #9, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 530 sqft · built 1983
Lot Size0.587 acres (25,552 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jun 2007)
Tax Bill$1,581 (2026)
Deeds & MortgagesJan 2026 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNS19795

Property Details

APN / Parcel Number

Primary APNS19795
Alternative APNs
  • LOWE M:220 B:4280 L:320 U:9
  • M:000220 T:S19795

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Units12 Units
Stories2 Stories
Building Area530 sqft Living Area
1st Floor Area530 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialOther
Lot Area25,552 sqft (0.587 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberS19795
Street Address320 NESMITH ST, 9
CityLOWELL
StateMA
Zip01852-3769
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTMF
Legal Block4280
Legal Lot Number320
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1003
Census Tract312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address41 BOSTON RD, 45, NORTH BILLERICA, MA 01862-1016
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage
QS LENDING T
Feb 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
EAST CAMBRIDGE SAVINGS BANK
Jan 7, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2007 · Amount on Record
Deed SaleJun 5, 2007 · Amount on Record
Prior SaleJan 27, 2005 · Amount on Record
Deed Document Number200729719
Deed Book / Page21305 / 217
Last Transfer DateJan 7, 2021
Transfer Doc35157-281
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address320 NESMITH ST # 9, 9, LOWELL, MA 01852-3769
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039793-199
DateJan 9, 2026
Book Page39793/199
Instrument842
Lender
NameQS LENDING T
Agreement
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address320 NESMITH ST # 9, 9, LOWELL, MA 01852-3769
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35357-58
DateFeb 19, 2021
Book Page35357/58
Instrument10227
Lender
NameEAST CAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 7, 2021
Property Address320 NESMITH ST # 9, 9, LOWELL, MA 01852-3769
Document Number35157-281
Book / Page35157 / 281
Instrument DateJan 7, 2021
Instrument896
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 BOSTON RD # 45, 45, N BILLERICA, MA 01862-1016

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,581.00 (+5.19%)$139,300 (+6.42%) Building $139,300$184,375 (-1.58%)
2025$1,503.00 (-5.59%)$130,900 (-2.09%) Building $130,900$187,340 (+10.85%)
2024$1,592.00 (+27.16%)$133,700 (+32.64%) Building $133,700$169,005
2023$1,252.00$100,800 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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