320 Nesmith St, #6, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 320 Nesmith St, #6, Lowell, MA 01852

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 549 sqft · built 1983
Owner	Company Name on Record
Tax Bill	$1,489 (2026)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`S19780`

Property Details

APN / Parcel Number

Primary APN	`S19780`
Alternative APNs	`LOWE M:220 B:4280 L:320 U:6` `M:220 B:4280 L:312 U:6`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	12 Units
Stories	2 Stories
Building Area	549 sqft Living Area
1st Floor Area	549 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	S19780
Street Address	320 NESMITH ST, 6
City	LOWELL
State	MA
Zip	01852-3769
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TMF
Legal Block	4280
Legal Lot Number	320
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1003
Census Tract	312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 134, LEXINGTON, MA 02420-0002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014
Deed Sale	Dec 10, 2014
Prior Sale	May 18, 2011 · Amount on Record
Deed Document Number	201450000
Deed Book / Page	28686 / 171
Transfer Doc	6362000011
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	320 NESMITH ST # 6, 6, LOWELL, MA 01852-3769
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036808-111
Date	Feb 11, 2022
Book Page	36808/111
Instrument	6732

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,489.00 (+5.23%)	$131,200 (+6.41%) Building $131,200	$209,113 (-21.08%)
2025	$1,415.00 (-5.85%)	$123,300 (-2.3%) Building $123,300	$264,955 (+10.11%)
2024	$1,503.00 (+27.16%)	$126,200 (+32.56%) Building $126,200	$240,635
2023	$1,182.00	$95,200 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880