320 N Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 320 N Worth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,455 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (May 2019)
Tax Bill$6,254 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-234-013

Property Details

APN / Parcel Number

Primary APN06-15-234-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,455 sqft Living Area
Gross Area2,546 sqft
1st Floor Area1,455 sqft
Basement Area1,091 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address320 N WORTH AVE
CityELGIN
StateIL
Zip60123-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E LINKFIELDS ADDN LOT 5 BLOCK 5
Legal SubdivisionGEORGE E LINKFIELDS ADDN
Legal Block5
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3020
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 N WORTH AVE, ELGIN, IL 60123-3449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
May 14, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number201919303
Prior Transfer DateDec 24, 2003
Prior Transfer Doc0000025142
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address320 N WORTH AVE, ELGIN, IL 60123-3449
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077620
DateDec 14, 2020
Instrument2020K077620
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate3.25%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 14, 2019
Property Address320 N WORTH AVE, ELGIN, IL 60123-3449
Document Number0000019303
Instrument DateMay 9, 2019
Instrument19303
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N WORTH AVE ELGIN IL 601233449, ELGIN, IL 60123-3449

Mortgage

Document Number19304
DateMay 14, 2019
Instrument19304
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,254.00 (+15.84%) Homeowner's exemption$89,983 (+8.57%) Land $25,869 Building $64,114$270,057 (+8.57%) Land $77,638 Building $192,419
2024$82,880 (+21.39%) Land $23,827 Building $59,053$248,739 (+21.44%) Land $71,510 Building $177,230
2022$5,399.00 (+4.65%) Homeowner's exemption$68,274 (+6.96%) Land $19,628 Building $48,646$204,822 (+6.96%) Land $58,884 Building $145,938
2021$5,159.00 Homeowner's exemption$63,832 Land $18,351 Building $45,481$191,496 Land $55,053 Building $136,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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