308 N Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 308 N Worth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,329 sqft · built 1928
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$6,491 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-234-015

Property Details

APN / Parcel Number

Primary APN06-15-234-015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories5 Stories
Building Area1,329 sqft Living Area
Gross Area1,992 sqft
Basement Area663 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address308 N WORTH AVE
CityELGIN
StateIL
Zip60123-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E LINKFIELDS ADDN LOT 7 BLOCK 5
Legal SubdivisionGEORGE E LINKFIELDS ADDN
Legal Block5
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3020
Census Tract851102

Owner

308 N Worth Ave is owned and occupied by two individuals who acquired it in February 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address308 N WORTH AVE, ELGIN, IL 60123-3449
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Feb 7, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2013
Deed SaleFeb 5, 2013
Prior SaleJun 27, 2003 · Amount on File
Deed Document Number20139548
Prior Transfer DateJun 7, 2010
Prior Transfer Doc0000009548
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 7, 2026
Property Address308 N WORTH AVE, ELGIN, IL 60123-3449
Document Number0000028351
Instrument DateJun 4, 2026
Instrument202628351
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 N WORTH AVE, ELGIN, IL 60123-3449

Mortgage

Document Number0000028351,
DateJul 7, 2026
Instrument202628351
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 25, 2056
Interest
Rate6.37%
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address308 N WORTH AVE, ELGIN, IL 60123-3449
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006280
DateFeb 7, 2018
Instrument2018K006280
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueJan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 308 N Worth Ave was $6,491 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,491.00 Homeowner's exemption$93,085 (+8.57%) Land $25,869 Building $67,216$279,367 (+8.57%) Land $77,638 Building $201,729
2024$85,737 Land $23,827 Building $61,910$257,314 Land $71,510 Building $185,804
2022$5,603.00 (+4.63%) Homeowner's exemption$70,627 (+6.96%) Land $19,628 Building $50,999$211,881 (+6.96%) Land $58,884 Building $152,997
2021$5,355.00 Homeowner's exemption$66,031 Land $18,351 Building $47,680$198,093 Land $55,053 Building $143,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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