320 N Main St, Bluffton, OH 45817 Property Records

Allen County property record for 320 N Main St, Bluffton, OH 45817

Property Summary

Property TypeCommercial
Details4 bd · 1 ba · 2,232 sqft · built 1920
Lot Size0.107 acres (4,661 sqft)
OwnerCompany Name on Record
Last Sale$146,000 (Jan 2024)
Tax Bill$1,370 (2025)
Deeds & MortgagesJan 2024 Sale
Flood ZoneZone X (minimal risk)
APN28-0109-08-005.000

Property Details

APN / Parcel Number

Primary APN28-0109-08-005.000
Alternative APN
  • A0228010908005000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,232 sqft Gross Area
1st Floor Area1,092 sqft
Upper Floors Area486 sqft
Basement Area486 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions140 ft deep x 41.5 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area54 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address320 N MAIN ST
CityBLUFFTON
StateOH
Zip45817-1230
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL PLAT LOT 81 FF 41.50
Legal SubdivisionBLUFFTON EXT ADD
Legal Lot Number81
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2047
Census Tract10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7030 POE AVE, A, DAYTON, OH 45414-2591
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2024 · Amount on Record
Deed SaleJan 2, 2024 · Amount on Record
Prior SaleJan 10, 2012 · Amount on Record
Deed Document Number20244
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateJan 2, 2024
Property Address320 N MAIN ST, BLUFFTON, OH 45817-1230
Document Number1020000004
Book / Page2024 / 4
Map ReferenceMB 1 PG 34
Instrument DateDec 8, 2023
Instrument202401020000004
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7030 POE AVE UNIT A, A, DAYTON, OH 45414-2591

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00 (+0.07%)$33,150 (-) Land $8,610 Building $24,540$94,700 (-) Land $24,600 Building $70,100
2024$1,369.00 (+4.82%)$33,150 (+9.99%) Land $8,610 Building $24,540$94,700 (+9.99%) Land $24,600 Building $70,100
2023$1,306.00 (-0.46%)$30,140 (-) Land $7,840 Building $22,300
2022$1,312.00$30,140 Land $7,840 Building $22,300
2021$86,100 Land $22,400 Building $63,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2019)
Claims Outside the SFHA5 of 17
Most Recent ClaimApr 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless · Fiber in parts of the area
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: HDER Link.

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