320 N Lyon St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 320 N Lyon St, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1935
Lot Size	1.54 acres (67,213 sqft)
Owner	Individual Name on Record
Tax Bill	$4,391 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230 1096006`

Property Details

APN / Parcel Number

Primary APN	`230 1096006`
Alternative APN	`129398`

Interior

Full Baths	1.5 Baths
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	67,213 sqft (1.54 acres)
Porch	Open Porch
Porch Area	265 sqft
Utility Building	280 sqft

Location & Zoning

Account Number	129398
Old Parcel Number	230 1096006
Street Address	320 N LYON ST
City	TOM BEAN
State	TX
Zip	75491-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1096 SHANNON AARON A-G1096, ACRES 1.543
Legal Subdivision	SHANNON AARON A-G1096
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	1802

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 N LYON ST, WHITEWRIGHT, TX 75491-3561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Vendor's Lien, Transfer PFN LENDING GROUP INC
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Prior Sale	May 1, 2015
Deed Document Number	2023-4188
Record Updated	Jun 8, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 21, 2023
Property Address	320 N LYON ST, WHITEWRIGHT, TX 75491-3561
Document Number	0000004188
Map Reference	VOL 5618 PG 717
Instrument Date	Feb 17, 2023
Instrument	2023-4188
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N LYON ST, WHITEWRIGHT, TX 75491-3561

Mortgage

Date	Feb 21, 2023

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000004189
Date	Feb 21, 2023
Instrument	2023-4189

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	320 N LYON ST, WHITEWRIGHT, TX 75491-3561
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033926
Date	Oct 13, 2022
Instrument	2022-33926

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 4, 2023

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	320 N LYON ST, WHITEWRIGHT, TX 75491-3561
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002603
Date	Jan 26, 2021
Instrument	2021-00002603

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,137 (+27.3%) Land $127,705 Building $135,432	$263,137 (+27.3%) Land $127,705 Building $135,432
2024	$4,391.00 (+99.32%)
2023		$206,710 Land $103,066 Building $103,644	$206,710 Land $103,066 Building $103,644
2022	$2,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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