320 N Jackson St, Mobile, AL 36603 Property Records

Mobile County property record for 320 N Jackson St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2007
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2023)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R022906400003074`

Property Details

APN / Parcel Number

Primary APN	`R022906400003074`
Alternative APNs	`29 06 40 0 003 074.XXX` `00737581` `737581`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,022 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	737581
Street Address	320 N JACKSON ST
City	MOBILE
State	AL
Zip	36603-6559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 DE TONTI SQR COMMUNITY DEV PROG BLK 553 MAP THREE MAP 34 P 55 #SEC 40 T4S R1W #MP29 06 40 0 003
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CONTI WASHINGTON ST MICHAEL
Legal Block	553
Legal Lot Number	11
Legal Unit	Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2012
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the De Tonti Square Historic District listed 1972 · 66 contributing resources · NRIS 72000169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 N Jackson St is owned and occupied by two individuals who bought it in May 2023.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 N JACKSON ST, MOBILE, AL 36603-6559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Mar 20, 2020 · Amount on File
Deed Document Number	202327017
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000017872
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	320 N JACKSON ST, MOBILE, AL 36603-6559
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N JACKSON ST, MOBILE, AL 36603-6559

Mortgage

Document Number	0000073051
Date	Dec 20, 2023
Instrument	2023073051

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2038

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 1, 2023
Property Address	320 N JACKSON ST, MOBILE, AL 36603-6559
Document Number	0000027017
Map Reference	MB 34 PG 55
Instrument Date	Apr 28, 2023
Instrument	2023027017
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N JACKSON ST, MOBILE, AL 36603-6559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 N JACKSON ST, MOBILE, AL 36603-6559

Mortgage

Document Number	0000027018
Date	May 1, 2023
Instrument	2023027018

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 20, 2020
Property Address	320 N JACKSON ST, MOBILE, AL 36603-6559
Document Number	0000017872
Map Reference	MB 34 PG 55
Instrument Date	Mar 19, 2020
Instrument	2020017872
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N JACKSON ST, MOBILE, AL 36603-6559

Mortgage

Document Number	0000017873
Date	Mar 20, 2020
Instrument	2020017873

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Jackson St was $2,281 with a homeowner's exemption, down 1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00 (-1.04%) Homeowner's exemption	$36,810 (-1.05%) Land $3,100 Building $33,710	$368,100 (-1.05%) Land $31,000 Building $337,100
2024	$2,305.00 (-31.64%) Homeowner's exemption	$37,200 (+40.48%) Land $3,100 Building $34,100	$372,000 (+40.48%) Land $31,000 Building $341,000
2023	$3,372.00	$26,480 Land $2,820 Building $23,660	$264,800 Land $28,200 Building $236,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N Jackson St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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