313 N Jackson St, Mobile, AL 36603 Property Records

Mobile County property record for 313 N Jackson St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,566 sqft · built 1907
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2022)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R022906400003055`

Property Details

APN / Parcel Number

Primary APN	`R022906400003055`
Alternative APNs	`29 06 40 0 003 055.XXX` `00737402` `737402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2010
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,187 sqft (0.165 acres)

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	737402
Street Address	313 N JACKSON ST
City	MOBILE
State	AL
Zip	36603-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 DETONTI SQ COMMUNITY DEV AREA BLK 554 MAP 2 MBK 34/97 & ALSO LOT 7 DETONTI SQ COMMUNITY DEV AREA BLK 554 MAP 3 MBK 35/
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CONTI WASHINGTON ST MICHAEL
Legal Block	554
Legal Lot Number	7,10
Legal Unit	Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2011
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the De Tonti Square Historic District listed 1972 · 66 contributing resources · NRIS 72000169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 N Jackson St is owned and occupied by an individual who bought it in September 2022.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	313 N JACKSON ST, MOBILE, AL 36603-6523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	202259576
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 12, 2022
Property Address	313 N JACKSON ST, MOBILE, AL 36603-6523
Document Number	0000059576
Map Reference	MB 34 PG 97
Instrument Date	Sep 7, 2022
Instrument	2022059576
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 N JACKSON ST, 313, MOBILE, AL 36603-6523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N JACKSON ST, MOBILE, AL 36603-6523

Mortgage

Document Number	0000059577
Date	Sep 12, 2022
Instrument	2022059577

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	313 N JACKSON ST, MOBILE, AL 36603-6523
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N JACKSON ST, MOBILE, AL 36603-6523

Mortgage

Document Number	0000030514
Date	Apr 28, 2022
Instrument	2022030514

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	313 N JACKSON ST, MOBILE, AL 36603-6523
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027668
Date	May 3, 2021
Instrument	2021027668

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 14, 2018
Property Address	313 N JACKSON ST, MOBILE, AL 36603-6523
Document Number	0000026436
Book / Page	7635 / 1094
Map Reference	MB 34 PG 97
Instrument Date	Apr 30, 2018
Instrument	2018026436
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7040 WILLIAMSBURG CT, 7040, IRVINGTON, AL 36544-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N JACKSON ST, MOBILE, AL 36603-6523

Mortgage

Document Number	0000026437
Date	May 14, 2018
Instrument	2018026437

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 313 N Jackson St was $1,202 with a homeowner's exemption, down 2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (-1.96%) Homeowner's exemption	$19,830 (-1.83%) Land $3,970 Building $15,860	$198,300 (-1.83%) Land $39,700 Building $158,600
2024	$1,226.00 (+1.32%) Homeowner's exemption	$20,200 (+6.99%) Land $3,970 Building $16,230	$202,000 (+6.99%) Land $39,700 Building $162,300
2023	$1,210.00	$18,880 Land $3,610 Building $15,270	$188,800 Land $36,100 Building $152,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 N Jackson St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 N Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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