320 N Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 320 N Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 967 sqft · built 1922
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$973 (2024)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-720-04-22`

Property Details

APN / Parcel Number

Primary APN	`14-720-04-22`
Alternative APNs	`14720042200000001` `726522`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	967 sqft Living Area
1st Floor Area	967 sqft
Basement Area	1,013 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	140 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	152 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	726522
Old Parcel Number	14720042200000001
Street Address	320 N CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY HEIGHTS LOTS 267, 268 & 269
Legal Range	32
Legal Township	50
Legal Section	33
Legal Subdivision	MCELROY HEIGHTS
Legal Lot Number	267-269 268
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1008
Census Tract	11001

Owner

Source: Jackson County records · APN 14-720-04-22

Assessment roll updated June 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 N CEDAR AVE, INDEPENDENCE, MO 64053-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2026
Deed Sale	Feb 05, 2026
Prior Sale	Sep 03, 2024
Deed Document Number	2026E0008991
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 05, 2026
Property Address	320 N CEDAR AVE, INDEPENDENCE, MO 64053-1314
Document Number	00E0008991
Instrument Date	Jan 23, 2026
Instrument	2026E0008991
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	ALOHA TITLE, ALPHA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N CEDAR AVE, INDEPENDENCE, MO 64053-1314

Mortgage

Document Number	00E0009352
Date	Feb 05, 2026
Instrument	2026E0009352

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,317 (-2.48%) Land $3,678 Building $9,639	$70,090 (-2.48%)
2024	$973.00 (+2.53%)
2023	$949.00	$13,655 Land $1,292 Building $12,363	$71,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.